1370 Willow Lake Rd, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 1370 Willow Lake Rd, Discovery Bay, CA 94505

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,692 sqft · built 1978
Lot Size	0.231 acres (10,080 sqft)
Owner	2 Company Names on Record
Last Sale	$293,000 (Jun 2012)
Tax Bill	$5,807 (2025)
Deeds & Mortgages	Feb 2026 Transfer Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`004-293-010-7`

Property Details

APN / Parcel Number

Primary APN	`004-293-010-7`
Alternative APN	`004-293-010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,692 sqft Living Area
1st Floor Area	1,692 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1979
Lot Area	10,080 sqft (0.231 acres)
View / Lot	Landlocked
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1370 WILLOW LAKE RD
City	DISCOVERY BAY
State	CA
Zip	94505-1222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F1
Legal Description	T04207 L0105 B EX 3/4 MR
Legal Subdivision	SUBDIVISION 4207
Legal Tract	04207
Legal Lot Number	105
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	2
Census Block	2015
Census Tract	304003

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1370 WILLOW LAKE RD, DISCOVERY BAY, CA 94505-1222
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Intrafamily Transfer, Transfer
Mar 3, 2021	Affidavit of Death of Joint Tenant, Transfer · VA Mortgage SECURE ONE CAPITAL CORP
Mar 9, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2012 · Amount on Record
Deed Sale	Jun 22, 2012 · Amount on Record
Prior Sale	Jul 29, 2011 · Amount on Record
Deed Document Number	2012148155
Last Transfer Date	Jan 25, 2021
Transfer Doc	0000063840
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 3, 2026
Property Address	1370 WILLOW LAKE RD, DISCOVERY BAY, CA 94505-1222
Document Number	0000010671
Map Reference	MB 197 PG 41
Instrument Date	Jan 27, 2026
Instrument	2026- 010671
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1370 WILLOW LAKE RD, DISCOVERY BAY, CA 94505-1222

March 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 3, 2021
Property Address	1370 WILLOW LAKE RD, DISCOVERY BAY, CA 94505-1222
Document Number	0000063840
Map Reference	MB 197 PG 41
Instrument Date	Jan 25, 2021
Instrument	2021-063840
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	STATES TITLE FTS AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063841
Date	Mar 3, 2021
Instrument	2021-063841

Lender

Name	SECURE ONE CAPITAL CORP
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1370 WILLOW LAKE RD, DISCOVERY BAY, CA 94505-1222
Document Number	0000050165
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1370 WILLOW LAKE RD DISCOVERY BAY CA 945051222, DISCOVERY BAY, CA 94505-1222

Mortgage

Document Number	0000050165
Date	Mar 17, 2020
Instrument	50165

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$375,373 (+2%) Land $199,857 Building $175,516
2025	$5,807.00 (+7.74%)	$368,014 (+4.04%) Land $195,939 Building $172,075
2023	$5,390.00 (+1.53%)	$353,726 Land $188,332 Building $165,394
2022	$5,309.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1980–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Matrix Broadband.

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