Cayuga County and Victory Town property record for 1370 White Rd, Cato, NY 13033 · Last verified May 2026
| Property Type | Residential > Specialized > Seasonal, Cabin, Vacation |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,728 sqft Living Area |
| Lot Size | 479,160 sqft (11 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $87,500 (2023) |
| Tax Bill | $2,778.00 (2025) |
| Primary APN | 056400 44.00-1-31.32 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,728 sqft Living Area |
| 1st Floor | 1,728 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Modular Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 479,160 sqft (11 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 1370 WHITE RD |
|---|---|
| City | CATO |
| State | NY |
| Zip | 13033-3251 |
| Property Usage | Residential Property Usage |
| Type | Residential > Specialized > Seasonal, Cabin, Vacation |
| Legal Block | 1 |
| Legal Lot Number | 31.032 |
| Jurisdiction | CAYUGA NY |
| Minor Civil Division | VICTORY |
| Census Blockgroup | 2 |
| Census Block | 2037 |
| Census Tract | 40101 |
Source: Cayuga County and Victory Town records · APN 056400 44.00-1-31.32
Assessment roll updated May 1, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1370 WHITE RD, CATO, NY 13033-3251 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 16, 2023 | Warranty Deed, Transfer · Stand Alone First Mortgage COMMUNITY BANK NA |
| Feb 01, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ACMG FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 16, 2023 · Amount on Record |
| Deed Sale | Oct 16, 2023 · Amount on Record |
| Deed Doc Number | 2023224735 |
| Deed Book / Page | 4405 / 323 |
| Prior Transfer Date | Aug 17, 2023 |
| Prior Transfer Doc | 004405/323 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAYUGA NY |
| Recording Date | Oct 16, 2023 |
| Property Address | 1370 WHITE RD, CATO, NY 13033-3251 |
| Document Number | 004405/323 |
| Book / Page | 4405 / 323 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 2023-224735 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1370 WHITE RD, CATO, NY 13033-3251 |
| Document Number | 2023224736 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 2023-224736 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAYUGA NY |
| Property Address | 1370 WHITE RD, CATO, NY 13033-3251 |
| Document Number | 0035900037 |
| Book / Page | 003590 / 000037 |
| Instrument Date | Feb 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2018 |
| Title Company | OSWEGO VALLEY ABSTRACT CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 1370 WHITE RD CATO NY 130333251, CATO, NY 13033-3251 |
| Document Number | 0035900037 |
|---|---|
| Date | Feb 08, 2018 |
| Book Page | 003590/000037 |
| Instrument | 177248 |
| Name | ACMG FCU |
|---|---|
| Type | Credit Union |
| Address | SOLVAY, NY 13209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 07, 2038 |
Source: Cayuga County and Victory Town records · Assessment roll updated May 1, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cayuga County |
| County Subdivision | Victory Town |
| Unified School District | Cato-Meridian Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,778.00 (+0.29%) | $84,500 (-) Land $35,700 Building $48,800 | $130,000 (+15.38%) Land $54,923 Building $75,077 |
| 2024 | $2,770.00 (+123.57%) | ||
| 2023 | $84,500 (-) Land $35,700 Building $48,800 | $112,667 (+22.67%) Land $47,600 Building $65,067 | |
| 2022 | $84,500 Land $35,700 Building $48,800 | $91,848 Land $38,804 Building $53,044 | |
| 2020 | $1,239.00 |
1370 White Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Cayuga County (36011C), updated April 30, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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