1370 State Rte 270 W, Clay, KY 42404 Property Records

Webster County property record for 1370 State Rte 270 W, Clay, KY 42404

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,800 sqft · built 1979
Lot Size	1.65 acres (71,874 sqft)
Owner	2 Individual Names on File
Last Sale	$89,900 (Feb 2023)
Tax Bill	$1,008 (2025)
Deeds & Mortgages	Feb 2023 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`053-015-002`

Property Details

APN / Parcel Number

Primary APN	`053-015-002`
Alternative APNs	`15113` `10562` `3083`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,800 sqft Finished Area
Family Room	Family Room

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Mobile Home
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	71,874 sqft (1.65 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	364 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Account Number	3083
Street Address	1370 STATE ROUTE 270 W
City	CLAY
State	KY
Zip	42404-9147
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	1979 MH INC & 1.65 ACRES
Jurisdiction	WEBSTER KY
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1001
Census Tract	960400

Owner

1370 State Rte 270 W, a mobile home, is owned by two individuals who bought it in February 2023.

Source: Webster County records, as of November 18, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1370 STATE ROUTE 370 W, CLAY, KY 42404
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK OF KENTUCKY
May 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2023 · Amount on File
Deed Sale	Feb 8, 2023 · Amount on File
Prior Sale	Apr 21, 2011 · Amount on File
Deed Document Number	2023452371
Deed Book / Page	318 / 347
Prior Transfer Date	Mar 11, 2011
Prior Transfer Doc	DEED277/779
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	1370 STATE ROUTE 270 W, CLAY, KY 42404-9147
Transaction Type	Mortgage
Record Updated	May 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 PARAGON DR, HENDERSON, KY 42420-4606

Mortgage

Document Number	000383/116
Date	Feb 8, 2023
Book Page	383/116
Instrument	452372

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	1370 STATE ROUTE 270 W, CLAY, KY 42404-9147
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG335/431
Date	May 23, 2017
Book Page	MTG 335/431
Instrument	284473

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Apr 21, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1370 State Rte 270 W was $1,008.

Source: Webster County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Webster County
Unified School District	Webster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,008.00	$89,900	$89,900
2023	$421.00	$37,300	$37,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1370 State Rte 270 W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1370 State Rte 270 W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEBSTER CO WATER DISTRICT serves 5,940 people · EPA ID KY1170995
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on State Rte 270 W

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