Schenectady County and Niskayuna Town property record for 1370 Philomena Rd, Niskayuna, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,826 sqft · built 1958 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (Apr 2018) |
| Tax Bill | $10,611 (2026) |
| Deeds & Mortgages | Apr 2018 Line of Credit Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 40.19-2-27 |
| Primary APN | 422400 40.19-2-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,826 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 594 sqft |
| Finished Basement | 594 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 150 ft deep x 105 ft wide |
| Garage Type | Attached |
| Garage Area | 486 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1370 PHILOMENA RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-2415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | PORTION OF LANDS OF VINCENT POLSINELLI |
| Legal Block | 2 |
| Legal Lot Number | 27.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 32101 |
Source: Schenectady County and Niskayuna Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1370 PHILOMENA RD, SCHENECTADY, NY 12309-2415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2018 | Deed of Trust, Mortgage · Line of Credit SUNMARK FCU |
| Apr 10, 2018 | Warranty Deed, Transfer · ARM SUNMARK FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2018 · Amount on Record |
| Deed Sale | Apr 10, 2018 · Amount on Record |
| Prior Sale | Dec 26, 2013 · Amount on Record |
| Deed Document Number | 201815036 |
| Deed Book / Page | 1984 / 624 |
| Prior Transfer Date | Oct 4, 2004 |
| Prior Transfer Doc | 0016940316 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1370 PHILOMENA RD, SCHENECTADY, NY 12309-2415 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000015042 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 4830/001 |
| Instrument | 201815042 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Mar 25, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 10, 2018 |
| Property Address | 1370 PHILOMENA RD, SCHENECTADY, NY 12309-2415 |
| Document Number | 0000015036 |
| Book / Page | 1984 / 624 |
| Instrument Date | Mar 28, 2018 |
| Instrument | 201815036 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,180.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1370 PHILOMENA RD, 1370, NISKAYUNA, NY 12309-2415 |
| Name | Verified Name |
|---|---|
| Address | 20 HILLCREST VLG W APT C1, C1, NISKAYUNA, NY 12309-3830 |
| Document Number | 0000015037 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 4829/970 |
| Instrument | 201815037 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 6.5% |
| Index | 1-Year CMT |
| Max Rate | 10.5% |
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | Niskayuna Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,611.00 (+1.33%) | ||
| 2025 | $10,472.00 | $230,000 (-) Land $42,400 Building $187,600 | $340,700 (+17.04%) Land $62,807 Building $277,893 |
| 2023 | $230,000 Land $42,400 Building $187,600 | $291,100 Land $53,664 Building $237,436 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2011–2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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