1370 Michael Ct, Troy, OH 45373 Property Records

Miami County property record for 1370 Michael Ct, Troy, OH 45373

Property Summary

Property Type	Apartments (5+ Units)
Details	2,670 sqft · built 1991
Lot Size	0.307 acres (13,402 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Jan 2019)
Tax Bill	$2,706 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D45-002226`

Property Details

APN / Parcel Number

Primary APN	`D45-002226`
Alternative APNs	`011012.2-03-005-00` `D45NE085 01500`

Interior

Stories	1 Story
Building Area	2,670 sqft Total Area

Exterior

Year Built	Built 1991
Lot Area	13,402 sqft
Lot Dimensions	160 ft deep x 102 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	D45NE085 01500
Street Address	1370 MICHAEL CT
City	TROY
State	OH
Zip	45373-4808
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	IL 7424 NORTHFIELD SEC #1
Legal Subdivision	NORTHFIELD SEC #1
Legal Lot Number	7424
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4032
Census Tract	365102

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1370 MICHAEL CT, TROY, OH 45373-4808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2019 · Amount on Record
Deed Sale	Jan 16, 2019 · Amount on Record
Deed Document Number	97
Record Updated	Jun 8, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 16, 2019
Property Address	1370 MICHAEL CT, TROY, OH 45373-4808
Document Number	0000000593
Instrument Date	Jan 14, 2019
Instrument	593
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10477 W RUSSELL RD SIDNEY OH 453658696, SIDNEY, OH 45365-8696

Mortgage

Document Number	594
Date	Jan 16, 2019
Instrument	594

Lender

Name	MUTUAL FED'L
Address	RICHMOND, IN 47374

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2049

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,706.00 (+10.9%)	$70,910 (+32.49%) Land $19,320 Building $51,590	$202,600 (+32.5%) Land $55,200 Building $147,400
2024	$2,440.00 (+3%)	$53,520 (-) Land $16,100 Building $37,420
2023	$2,369.00 (-5.2%)	$53,520 (-) Land $16,100 Building $37,420	$152,900 (-) Land $46,000 Building $106,900
2022	$2,499.00	$53,520 Land $16,100 Building $37,420	$152,900 Land $46,000 Building $106,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	13 (1980–2014)
Claims Outside the SFHA	11 of 13
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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