1370 Lydia Ln, Clayton, CA 94517 Property Records

Contra Costa County property record for 1370 Lydia Ln, Clayton, CA 94517

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,386 sqft · built 1951
Lot Size	0.53 acres (23,072 sqft)
Owner	2 Company Names on Record
Last Sale	$670,000 (Apr 2005)
Tax Bill	$6,005 (2025)
Deeds & Mortgages	Apr 2026 Reverse Mortgage Apr 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`120-051-012-9`

Property Details

APN / Parcel Number

Primary APN	`120-051-012-9`
Alternative APN	`120-051-012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,386 sqft Living Area
1st Floor Area	1,386 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	23,072 sqft (0.53 acres)
Lot Dimensions	225 ft deep x 97 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1370 LYDIA LN
City	CLAYTON
State	CA
Zip	94517-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	FREMONT VILLAGE LOT 13 & TR ADJ
Legal Subdivision	FREMONT VILLAGE
Legal Lot Number	13
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2004
Census Tract	355306

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1370 LYDIA LN, CLAYTON, CA 94517-1110
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Grant Deed, Transfer · Reverse Mortgage GUILD MORTGAGE COMPANY
Apr 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2005 · Amount on Record
Deed Sale	Apr 1, 2005 · Amount on Record
Deed Document Number	2005111754
Last Transfer Date	Mar 30, 2020
Transfer Doc	0000079383
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 13, 2026
Property Address	1370 LYDIA LN, CLAYTON, CA 94517-1110
Document Number	0000036819
Instrument Date	Mar 17, 2026
Instrument	202636819
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	FNC TITLE LLC, FNC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1370 LYDIA LN, CLAYTON, CA 94517-1110
Investor	Possibly a Property Investor

Mortgage

Document Number	0000036820,
Date	Apr 13, 2026
Instrument	202636820

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	652 Months
Due	Aug 12, 2080

Interest

Rate	5.88%
Max Rate	-1%

Mortgage

Document Number	0000036821,
Date	Apr 13, 2026
Instrument	202636821

Lender

Name	COMMISSIONER OF SOCIAL SERVICES NY

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	652 Months
Due	Aug 12, 2080

Interest

Rate	88%
Max Rate	-1%

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 28, 2020
Property Address	1370 LYDIA LN, CLAYTON, CA 94517-1110
Document Number	0000079383
Instrument Date	Mar 20, 2020
Instrument	79383
Transaction Type	Transfer
Record Updated	May 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1370 LYDIA LN CLAYTON CA 945171110, CLAYTON, CA 94517-1110

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Clayton City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$445,411 (+2%) Land $266,009 Building $179,402
2025	$6,005.00 (+4.96%) Homeowner's exemption	$436,679 (+4.04%) Land $260,794 Building $175,885
2023	$5,721.00 (+1.65%) Homeowner's exemption	$419,724 Land $250,668 Building $169,056
2022	$5,628.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Astound Broadband.

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