1370 Fleming St, Fleming Island, FL 32003 Property Records

Clay County property record for 1370 Fleming St, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,292 sqft · built 2001
Lot Size	0.281 acres (12,283 sqft)
Owner	2 Individual Names on Record
Last Sale	$88,100 (Nov 2001)
Tax Bill	$3,163 (2025)
Deeds & Mortgages	Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014988-000-00`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014988-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,292 sqft Heated Area
Gross Area	1,796 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,283 sqft (0.281 acres)
Lot Dimensions	123 ft deep x 100 ft wide
Garage Area	264 sqft
Porch	Porch
Porch Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1370 FLEMING ST
City	FLEMING ISLAND
State	FL
Zip	32003-3787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 & 24 BLK 7A FLEMING ISLESTATES AS REC O R 1990 PG 540
Legal Range	26
Legal Township	05
Legal Section	38
Legal Subdivision	FLEMING ISLESTATES
Legal Block	7A
Legal Lot Number	23,24 24
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2003
Census Tract	30707

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1390 FLEMING ST, FLEMING ISLAND, FL 32003-3787
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2001 · Amount on Record
Deed Sale	Nov 7, 2001 · Amount on Record
Deed Document Number	200152505
Deed Book / Page	1990 / 0540
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1370 FLEMING ST, FLEMING ISLAND, FL 32003-3787
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1390 FLEMING ST, FLEMING ISLAND, FL 32003-3787

Mortgage

Document Number	0050092147
Date	Feb 2, 2026
Book Page	5009/2147
Instrument	2026004647

Lender

Name	MORTGAGE ONE FUNDING LLC
Type	Mortgage Company
Address	CLAWSON, MI 48017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,163.00 (+6.43%)	$228,869 (+17.06%) Land $70,000 Building $158,869	$228,869 (+17.06%) Land $70,000 Building $158,869
2023	$2,972.00 (+21.45%)	$195,517 (+29.98%) Land $70,000 Building $125,517	$195,517 (+29.98%) Land $70,000 Building $125,517
2022	$2,447.00	$150,417 Land $40,000 Building $110,417	$150,417 Land $40,000 Building $110,417

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20