1370 Esther Ct, Roscommon, MI 48653 Property Records

Roscommon County property record for 1370 Esther Ct, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,380 sqft · built 1988
Lot Size	0.579 acres (25,253 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Nov 2023)
Tax Bill	$3,105 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Apr 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`055-800-033-0000`

Property Details

APN / Parcel Number

Primary APN	`055-800-033-0000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,380 sqft Building Perimeter
1st Floor Area	1,380 sqft
Basement Area	1,254 sqft
Unfinished Basement	1,254 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	25,253 sqft (0.579 acres)
Garage Area	420 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1370 ESTHER CT
City	ROSCOMMON
State	MI
Zip	48653-8302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-1041 P-659 (L-554 P-99 242 1370 ESTHER CT LOTS 33 & E1/2 OF LOT 34 WILDWOOD ACRES.
Legal Subdivision	WILDWOOD ACRES
Legal Lot Number	33-34
Jurisdiction	ROSCOMMON MI
Township / Civil Division	HIGGINS
Census Block Group	1
Census Block	1022
Census Tract	970300

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1370 ESTHER CT, ROSCOMMON, MI 48653-8302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Warranty Deed, Transfer · VA Mortgage USAA FSB
Apr 17, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2023 · Amount on File
Deed Sale	Nov 22, 2023 · Amount on File
Deed Document Number	20237375
Deed Book / Page	1185 / 2345
Prior Transfer Date	Jul 5, 2012
Prior Transfer Doc	1117/2030
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Nov 22, 2023
Property Address	1370 ESTHER CT, ROSCOMMON, MI 48653-8302
Document Number	01185/2345
Book / Page	1185 / 2345
Instrument Date	Nov 22, 2023
Instrument	202300007375
Transaction Type	Transfer
Record Updated	Dec 13, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 CARO LEGION DR, ROSCOMMON, MI 48653-7004

Mortgage

Document Number	202300007376
Date	Nov 22, 2023
Instrument	202300007376

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Apr 17, 2018
Property Address	1370 ESTHER CT, ROSCOMMON, MI 48653-8302
Document Number	1165/1774
Book / Page	1165 / 1774
Instrument Date	Apr 2, 2018
Instrument	2.0180000302
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1370 ESTHER CT, ROSCOMMON, MI 48653-8302

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Higgins Township
Municipality	Roscommon Village
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,900 (+17.21%)	$307,800 (+17.21%)
2025	$3,105.00 Homeowner's exemption	$131,300 (+41.79%)	$262,600 (+41.79%)
2023		$92,600	$185,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 91% of Michigan
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ROSCOMMON serves 1,075 people · EPA ID MI0005810
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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