137 Whispering Hills Dr, Jackson, TN 38305 Property Records

Madison County property record for 137 Whispering Hills Dr, Jackson, TN 38305

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,351 sqft · built 1994
Lot Size	1.72 acres (74,923 sqft)
Owner	Individual Name on Record
Last Sale	$288,800 (Apr 2015)
Tax Bill	$2,650 (2022)
Deeds & Mortgages	Jun 2020 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`057045J A 01900`

Property Details

APN / Parcel Number

Primary APN	`057045J A 01900`
Alternative APN	`045J A 01900`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,351 sqft Living Area
1st Floor Area	2,351 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2002
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	74,923 sqft (1.72 acres)
Garage Type	Finished
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	954 sqft
Porch	Porch
Porch Area	375 sqft
Deck Area	980 sqft
Patio Area	714 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	137 WHISPERING HILLS DR
City	JACKSON
State	TN
Zip	38305-8759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03 08/02/10 NME CHG BY DEATH CERT, COUNTY AREA: D35
Legal Subdivision	WHISPERING HILLS
Legal Block	2
Legal Lot Number	19
Jurisdiction	MADISON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1036
Census Tract	1610

Owner

Source: Madison County records, as of January 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	137 WHISPERING HILLS DR, JACKSON, TN 38305-8759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2015 · Amount on Record
Deed Sale	Apr 20, 2015 · Amount on Record
Prior Sale	Oct 4, 1993 · Amount on Record
Deed Document Number	15004019
Deed Book / Page	D728 / 739
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	137 WHISPERING HILLS DR, JACKSON, TN 38305-8759
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T2126/1546
Date	Jun 29, 2020
Book Page	T2126/1546
Instrument	20007729

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON TN
Property Address	137 WHISPERING HILLS DR, JACKSON, TN 38305-8759
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T2121/827
Date	Apr 30, 2020
Book Page	T2121/827
Instrument	20004976

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Madison County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Municipality	Jackson City
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,050 (-) Land $9,250 Building $66,800
2023		$76,050 Land $9,250 Building $66,800
2022	$2,650.00		$304,200 Land $37,000 Building $267,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
EPlus Broadband Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Aeneas Communications, Verizon.

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