St. Louis County property record for 137 Waverly Pl, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,232 sqft · built 1922 |
| Lot Size | 0.178 acres (7,752 sqft) |
| Owner | Individual Name on File |
| Last Sale | $174,500 (Feb 2012) |
| Tax Bill | $3,836 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage Jan 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4450-00460 |
| Primary APN | 010-4450-00460 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Gross Area |
| 1st Floor Area | 704 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 7,752 sqft (0.178 acres) |
| Garage Area | 286 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 16 sqft |
| Deck Area | 48 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 928736 |
|---|---|
| Street Address | 137 WAVERLY PL |
| City | DULUTH |
| State | MN |
| Zip | 55803-2422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0019 BLOCK:002 SERIAL # |
| Legal Subdivision | WAVERLY PARK |
| Legal Block | 2 |
| Legal Lot Number | 19 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 500 |
137 Waverly Pl is owned and occupied by an individual who bought it in February 2012.
Source: St. Louis County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 137 WAVERLY PL, DULUTH, MN 55803-2422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2022 | Deed of Trust, Mortgage NORTH SHORE BANK OF COMMERCE |
| Jan 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 12, 2021 | Deed of Trust, Mortgage · Line of Credit MINNESOTA POWER EMPLOYEES CU |
| Nov 9, 2020 | Deed of Trust, Mortgage · Conventional with PMI NORTH SHORE BK/COMMERCE |
| Nov 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2012 · Amount on File |
| Deed Sale | Feb 3, 2012 · Amount on File |
| Prior Sale | Jul 29, 2008 · Amount on File |
| Deed Document Number | 2012910414 |
| Prior Transfer Date | Jun 2, 2008 |
| Prior Transfer Doc | 0000856278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 137 WAVERLY PL, DULUTH, MN 55803-2422 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 137 WAVERLY PL, DULUTH, MN 55803-2422 |
| Document Number | 0001063184 |
|---|---|
| Date | Nov 4, 2022 |
| Instrument | 1063184 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Amount | Amount on Record |
|---|---|
| Term | 61 Months |
| Due | Dec 30, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 137 WAVERLY PL, DULUTH, MN 55803-2422 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001052460 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 1052460 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 137 WAVERLY PL, DULUTH, MN 55803-2422 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Title Company | ANCONA TITLE, ANCONA TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0001045180 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 1045180 |
| Name | MINNESOTA POWER EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 11, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 137 WAVERLY PL, DULUTH, MN 55803-2422 |
| Document Number | 00T1032394 |
| Instrument Date | Nov 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 137 WAVERLY PL DULUTH MN 558032422, DULUTH, MN 55803-2422 |
| Document Number | 00T1032394 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | T1032394 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 18, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 137 WAVERLY PL, DULUTH, MN 55803-2422 |
| Document Number | 000T992629 |
| Instrument Date | Nov 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | MORTGAGE INFORMATION SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 137 WAVERLY PL DULUTH MN 558032422, DULUTH, MN 55803-2422 |
| Document Number | 000T992629 |
|---|---|
| Date | Nov 29, 2017 |
| Instrument | T992629 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 28, 2032 |
The 2026 property tax bill for 137 Waverly Pl was $3,836 with a homeowner's exemption, up 4.8% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,836.00 (+4.75%) Homeowner's exemption | ||
| 2025 | $3,662.00 (-5.62%) Homeowner's exemption | $303,300 (+6.38%) Land $51,700 Building $251,600 | $303,300 (+6.38%) Land $51,700 Building $251,600 |
| 2024 | $3,880.00 | $285,100 Land $48,200 Building $236,900 | $285,100 Land $48,200 Building $236,900 |
| 2022 | $246,200 Land $33,000 Building $213,200 | $246,200 Land $33,000 Building $213,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 137 Waverly Pl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1978–2012) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 137 Waverly Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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