Rutherford County property record for 137 Wallace St, Spindale, NC 28160
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 770 sqft · built 1918 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $21,500 (Nov 2022) |
| Tax Bill | $462 (2022) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1610888 |
| Primary APN | 1610888 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 770 sqft Heated Area |
| Flooring | Wood |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.119 acres) |
| Porch | Enclosed Porch |
| Porch Area | 322 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | 28012 |
|---|---|
| Street Address | 137 WALLACE ST |
| City | SPINDALE |
| State | NC |
| Zip | 28160-1349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | GPIN:1620197118850000; RES WALLACE ST |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | RUTHERFORDTON |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 960600 |
137 Wallace St is owned by an individual who bought it in November 2022.
Source: Rutherford County records, as of September 13, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1621, RUTHERFORDTON, NC 28139-1621 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2022 · Amount on File |
| Deed Sale | Nov 22, 2022 · Amount on File |
| Deed Document Number | 0002067369 |
| Deed Book / Page | 2067 / 369 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Nov 22, 2022 |
| Property Address | 137 WALLACE ST, SPINDALE, NC 28160-1349 |
| Document Number | 0020670369 |
| Book / Page | 2067 / 369 |
| Instrument Date | Nov 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $43.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 791 KELLY RD, 791, FOREST CITY, NC 28043-8798 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1621, RUTHERFORDTON, NC 28139-1621 |
| Document Number | 0020670372 |
|---|---|
| Date | Nov 22, 2022 |
| Book Page | 2067/372 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.4% |
| Type Change Date | Dec 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.4% |
| Index | 5-Year TN |
| Max Rate | 10.4% |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Spindale Town |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $72,600 Land $9,000 Building $63,600 | $72,600 Land $9,000 Building $63,600 | |
| 2022 | $462.00 | ||
| 2021 | $462.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 137 Wallace St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 137 Wallace St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures