Madison County property record for 137 Waco Hts, Waco, KY 40385
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (Sep 2025) |
| Tax Bill | $3,569 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Nov 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0107-0019-0067 |
| Primary APN | 0107-0019-0067 |
|---|---|
| Alternative APNs |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|
| Account Number | 65739 |
|---|---|
| Street Address | 137 WACO HTS |
| City | WACO |
| State | KY |
| Zip | 40385-9762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WACO HEIGHTS LOT 67 (1.00 ACRE) |
| Legal Subdivision | WACO HEIGHTS |
| Legal Lot Number | 67 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 11002 |
137 Waco Hts is owned and occupied by an individual who bought it in September 2025.
Source: Madison County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 137 WACO HTS, WACO, KY 40385-9762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2025 | Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC |
| Nov 1, 2019 | Deed of Trust, Mortgage THE FIRST NATIONAL BANK OF RUSSELL SPRIN |
| Oct 5, 2020 | Deed, Transfer · Conventional Mortgage BANK OF ENGLAND |
| Feb 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC |
| Jan 7, 2019 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2025 · Amount on File |
| Deed Sale | Sep 25, 2025 · Amount on File |
| Prior Sale | Aug 27, 2024 · Amount on File |
| Deed Document Number | 2014287974 |
| Deed Book / Page | D873 / 562 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 25, 2025 |
| Property Address | 137 WACO HTS, WACO, KY 40385-9762 |
| Document Number | 00D873/562 |
| Book / Page | D873 / 562 |
| Map Reference | CAB P18 SL 45 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 2014287974 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | UNKNOWN, LAND GROUP TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 427 HOLLADAY LN, WACO, KY 40385-9729 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 137 WACO HTS, WACO, KY 40385-9762 |
| Mail Care Of | RENEE M GRIZZLE AND KALANILIA L KAHALELE |
| Document Number | 2014287975 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 2014287975 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 137 WACO HTS, WACO, KY 40385-9762 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | M01898/498 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | M01898/498 |
| Instrument | 2014001682 |
| Name | THE FIRST NATIONAL BANK OF RUSSELL SPRIN |
|---|---|
| Address | RUSSELL SPRINGS, KY 42642 |
| Amount | Amount on Record |
|---|---|
| Term | 9 Months |
| Due | Aug 1, 2020 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 5, 2020 |
| Property Address | 137 WACO HTS, WACO, KY 40385-9762 |
| Document Number | D00795/121 |
| Book / Page | D00795 / 121 |
| Map Reference | CAB P18 SL 45 |
| Instrument Date | Sep 22, 2020 |
| Instrument | 2014021558 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 360 SOUTHERN ASTER TRL, RICHMOND, KY 40475-7038 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 137 HEIGHTS, WACO, KY 40385 |
| Document Number | 2014021559 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 2014021559 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Feb 25, 2020 |
| Property Address | 137 WACO HTS, WACO, KY 40385-9762 |
| Document Number | D00784/770 |
| Book / Page | D00784 / 770 |
| Map Reference | CAB P18 SL 45 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 2014007830 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 333 N 1ST ST, RICHMOND, KY 40475-1531 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 137 WACO HTS, WACO, KY 40385-9762 |
| Document Number | 2014007831 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 2014007831 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jan 7, 2019 |
| Property Address | 137 WACO HTS, WACO, KY 40385-9762 |
| Document Number | D00768/558 |
| Book / Page | D00768 / 558 |
| Map Reference | CAB P18 SL 45 |
| Instrument Date | Jan 4, 2019 |
| Instrument | 2013986784 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 207 OGG LN, BEREA, KY 40403-8643 |
| Name | Verified Name |
|---|---|
| Address | 309 BOWENNOOD DRIVE, RICHMOND, KY 40475 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 137 Waco Hts was $3,569 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,569.00 Additional exemption filed | $378,500 | $378,500 |
| 2023 | $2,813.00 | $290,000 | $290,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 137 Waco Hts in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 137 Waco Hts is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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