137 Upper Shad Rd, Pound Ridge, NY 10576 Property Records

Westchester County and Pound Ridge Town property record for 137 Upper Shad Rd, Pound Ridge, NY 10576

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,133 sqft · built 2005
Lot Size	2.29 acres (99,752 sqft)
Owner	2 Individual Names on File
Last Sale	$2,150,000 (Aug 2026)
Tax Bill	$32,374 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`554600 9317-26`

Property Details

APN / Parcel Number

Primary APN	`554600 9317-26`
Alternative APNs	`460000931700000260000000` `04`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,133 sqft Living Area
1st Floor Area	2,174 sqft
2nd Floor Area	1,959 sqft
Basement Area	952 sqft
Finished Basement	952 sqft
Unfinished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	99,752 sqft (2.29 acres)
Garage Type	Basement
Patio Area	107 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	04
Street Address	137 UPPER SHAD RD
City	POUND RIDGE
State	NY
Zip	10576-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3A
Legal Lot Number	26.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	POUND RIDGE
Census Block Group	2
Census Block	2001
Census Tract	12400

Owner

137 Upper Shad Rd is owned by two individuals who bought it in August 2026.

Source: Westchester County and Pound Ridge Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	82 WESTOVER AVE, STAMFORD, CT 06902-1313
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Nov 27, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
Feb 9, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on File
Deed Sale	Aug 5, 2026 · Amount on File
Prior Sale	Oct 6, 2011 · Amount on File
Deed Document Number	20263086
Record Updated	Oct 29, 2026

August 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Aug 5, 2026
Property Address	137 UPPER SHAD RD, POUND RIDGE, NY 10576-2236
Document Number	0000003086
Instrument Date	Jul 27, 2026
Instrument	20263086
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	CATAL TITLE, CATIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$868,600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 WESTOVER AVE, STAMFORD, CT 06902-1313

Mortgage

Document Number	0000003395,
Date	Aug 5, 2026
Instrument	2026662153395

Lender

Name	BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Nov 27, 2019
Property Address	137 UPPER SHAD RD, POUND RIDGE, NY 10576-2236
Document Number	0593253149
Book / Page	059325 / 003149
Instrument Date	Nov 22, 2019
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	CB TITLE GROUP LLC, CB TITLE GRP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6 THORNWOOD PL SCARSDALE NY 105837428, SCARSDALE, NY 10583-7428

Mortgage

Document Number	593313314
Date	Nov 27, 2019
Book Page	059331/003314

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Feb 9, 2018
Property Address	137 UPPER SHAD RD, POUND RIDGE, NY 10576-2236
Document Number	0580053103
Book / Page	058005 / 003103
Instrument Date	Jan 8, 2018
Transaction Type	Transfer
Record Updated	Sep 26, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10 ENCORE CT NEWPORT BEACH CA 926632364, NEWPORT BEACH, CA 92663-2364

Tax Assessment & Valuation

The 2026 property tax bill for 137 Upper Shad Rd was $32,374, up 2.2% from the year before.

Source: Westchester County and Pound Ridge Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Pound Ridge Town
Unified School District	Bedford Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$32,374.00 (+2.18%)
2025	$31,684.00	$219,100 (-) Land $38,000 Building $181,100	$1,744,427 (+2.39%) Land $302,548 Building $1,441,879
2024		$219,100 (-) Land $38,000 Building $181,100	$1,703,733 (+11.2%) Land $295,490 Building $1,408,243
2023		$219,100 Land $38,000 Building $181,100	$1,532,168 Land $265,734 Building $1,266,434

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 137 Upper Shad Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1979–2021)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 137 Upper Shad Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable	940 / 35

Cell Coverage

4G LTE only, no 5G reported

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