137 Trace Cove Dr, Madison, MS 39110 Property Records

Madison County property record for 137 Trace Cove Dr, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,659 sqft · built 1987
Owner	Individual Name on File
Tax Bill	$1,924 (2025)
Deeds & Mortgages	May 2023 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072E-22C-001/12`

Property Details

APN / Parcel Number

Primary APN	`072E-22C-001/12`
Alternative APNs	`072E-22C-001/12.00` `15076`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,659 sqft Adjusted Area
1st Floor Area	2,165 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Pool Area	512 sqft
Deck Area	318 sqft
Patio Area	580 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	15076
Old Parcel Number	072E-22C-001/12.00
Street Address	137 TRACE COVE DR
City	MADISON
State	MS
Zip	39110-9201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 TRACE COVE PART 1
Legal Range	02E
Legal Township	07N
Legal Section	22
Legal Subdivision	TRACE COVE PT 1
Legal Lot Number	28
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1004
Census Tract	30110

Owner

137 Trace Cove Dr is owned and occupied by an individual who acquired it in June 2025.

Source: Madison County records, as of December 1, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	137 TRACE COVE DR, MADISON, MS 39110-9201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 12, 2020	Deed of Trust, Mortgage REGIONS BK
May 25, 2017	Warranty Deed, Transfer THE FIRST-NATIONAL BANKING ASS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2025
Deed Sale	Jun 16, 2025
Prior Sale	May 25, 2017
Deed Document Number	1029479
Deed Book / Page	4567 / 211
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	137 TRACE COVE DR, MADISON, MS 39110-9201
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 TRACE COVE DR, MADISON, MS 39110-9201

Mortgage

Document Number	004334/637
Date	May 26, 2023
Book Page	4334/637
Instrument	982737

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 9, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	137 TRACE COVE DR, MADISON, MS 39110-9201
Transaction Type	Mortgage
Record Updated	Aug 27, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 TRACE COVE DR, MADISON, MS 39110-9201

Mortgage

Document Number	4024/195
Date	Apr 16, 2021
Book Page	4024/195
Instrument	923857

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Dec 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	137 TRACE COVE DR, MADISON, MS 39110-9201
Document Number	0000891994
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 TRACE COVE DR MADISON MS 391109201, MADISON, MS 39110-9201

Mortgage

Document Number	0000891994
Date	May 28, 2020
Book Page	003858/000165
Instrument	891994

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Term	84 Months
Due	May 27, 2027

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	May 25, 2017
Property Address	137 TRACE COVE DR, MADISON, MS 39110-9201
Document Number	0000813160
Book / Page	003481 / 000729
Instrument Date	May 24, 2017
Instrument	813160
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	137 TRACE COVE DR MADISON MS 391109201, MADISON, MS 39110-9201

Mortgage

Document Number	813161
Date	May 25, 2017
Book Page	003481/000732
Instrument	813161

Lender

Name	THE FIRST-NATIONAL BANKING ASS
Address	6480 U S HIGHWAY 98, HATTIESBURG, MS 39402-8417

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 137 Trace Cove Dr was $1,924 with a homeowner's exemption.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,924.00 Homeowner's exemption	$19,091	$190,910 Land $40,000 Building $150,910
2024	$1,924.00
2023	$1,924.00 Homeowner's exemption	$19,091	$190,910 Land $40,000 Building $150,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 137 Trace Cove Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2024–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 137 Trace Cove Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A -EAST public/private · serves 18,770 people · EPA ID MS0450002
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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