137 Timberidge Rd, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 137 Timberidge Rd, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,512 sqft · built 2004
Lot Size	0.919 acres (40,032 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Nov 2003)
Tax Bill	$9,736 (2026)
Deeds & Mortgages	Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M:039-15000 B:38 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:039-15000 B:38 L:0`
Alternative APNs	`LUDL M:39 B:15000 P:38` `7764`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,512 sqft Living Area
Gross Area	6,439 sqft
Basement Area	2,512 sqft
Unfinished Basement	2,512 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	40,032 sqft (0.919 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	7764
Street Address	137 TIMBERIDGE RD
City	LUDLOW
State	MA
Zip	01056-1122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TIMBERIDGE ESTATES PH I
Legal Block	15000
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3006
Census Tract	810414

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	137 TIMBERIDGE RD, LUDLOW, MA 01056-1122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2003 · Amount on Record
Deed Sale	Nov 24, 2003 · Amount on Record
Deed Document Number	200315135
Deed Book / Page	13792 / 373
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	137 TIMBERIDGE RD, LUDLOW, MA 01056-1122
Document Number	22518-54
Instrument Date	Dec 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 TIMBERIDGE RD LUDLOW MA 010561122, LUDLOW, MA 01056-1122

Mortgage

Document Number	22518-54
Date	Jan 11, 2019
Book Page	022518/000054
Instrument	1739

Lender

Name	FREEDOM CU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 10, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,736.00 (+0.23%)	$608,100 (+8.61%) Land $99,000 Building $509,100	$614,845 (+23.18%)
2025	$9,714.00 (+0.21%)	$559,900 (+4.48%) Land $90,000 Building $469,900	$499,130 (-)
2024	$9,694.00 (+4.91%)	$535,900 (+13.15%) Land $90,000 Building $445,900	$499,130
2023	$9,240.00	$473,600 Land $74,800 Building $398,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1984–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35