137 Terrace Dr, Dekalb, IL 60115 Property Records

DeKalb County property record for 137 Terrace Dr, Dekalb, IL 60115

Property Summary

Property TypeSingle Family Home
Lot Size0.212 acres (9,230 sqft)
OwnerIndividual Name on File
Last Sale$127,500 (Aug 2019)
Tax Bill$4,323 (2024)
Deeds & MortgagesAug 2019 Sale & Mortgage
Jun 2019 Transfer
Flood ZoneZone X (minimal risk)
APN08-14-206-006

Property Details

APN / Parcel Number

Primary APN08-14-206-006

Exterior

Lot Area9,230 sqft (0.212 acres)

Location & Zoning

Account Number0814206006
Street Address137 TERRACE DR
CityDEKALB
StateIL
Zip60115-1935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTILTON PARK SUB - 1ST ADDITION - LOT 10 BLOCK 10
Legal SubdivisionTILTON PARK SUB - 1ST ADDITION
Legal Block10
Legal Lot Number10
JurisdictionDE KALB IL
Township / Civil DivisionDEKALB
Census Block Group3
Census Block3030
Census Tract900

Owner

137 Terrace Dr is owned and occupied by an individual who bought it in August 2019.

Source: DeKalb County records, as of April 28, 2026

Owner of RecordIndividual Name on File
Mailing Address137 TERRACE DR, DEKALB, IL 60115-1935
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 1, 2019Warranty Deed, Transfer · Conventional Mortgage
ASSOCIATED BK
Jun 4, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2019 · Amount on File
Deed SaleAug 1, 2019 · Amount on File
Deed Document Number20196780
Prior Transfer DateJun 4, 2019
Prior Transfer Doc0000004605
Record UpdatedOct 29, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateAug 1, 2019
Property Address137 TERRACE DR, DEKALB, IL 60115-1935
Document Number0000006780
Instrument DateJul 30, 2019
Instrument6780
Transaction TypeTransfer
Record UpdatedAug 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$127.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8N627 GINGERWOOD LN ELGIN IL 601248535, ELGIN, IL 60124-8535

Mortgage

Document Number6781
DateAug 1, 2019
Instrument6781
Lender
NameASSOCIATED BK
TypeBank
AddressALLOUEZ, WI 54301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 31, 2049

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDE KALB IL
Recording DateJun 4, 2019
Property Address137 TERRACE DR, DEKALB, IL 60115-1935
Document Number0000004605
Instrument DateJun 4, 2019
Instrument4605
Transaction TypeTransfer
Record UpdatedJun 28, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address137 TERRACE DR DEKALB IL 601151935, DEKALB, IL 60115-1935

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionDeKalb Township
MunicipalityDeKalb City
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$59,427 Land $10,995 Building $48,432$178,281 Land $32,985 Building $145,296
2024$4,323.00
2023$47,315 Land $8,754 Building $38,561$141,945 Land $26,262 Building $115,683

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 137 Terrace Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims12 (1982–2007)
Most Recent ClaimAug 2007 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 137 Terrace Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB
serves 40,290 people · EPA ID IL0370100
Water SourceGroundwater
Last State InspectionJun 2023
Lead13 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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