137 Sutton Cir, Birmingham, AL 35242 Property Records

Shelby County property record for 137 Sutton Cir, Birmingham, AL 35242

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,036 sqft · built 2005
Lot Size	0.574 acres (25,003 sqft)
Owner	Individual Name on Record
Last Sale	$509,000 (Aug 2008)
Tax Bill	$3,253 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`092090013013000`

Property Details

APN / Parcel Number

Primary APN	`092090013013000`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,036 sqft Heated Area
1st Floor Area	2,167 sqft
Upper Floors Area	958 sqft
Basement Area	852 sqft
Finished Basement	1,301 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	25,003 sqft (0.574 acres)
Lot Dimensions	174 ft deep x 54.6 ft wide
Garage Type	Basement
Porch	Patio
Deck Area	309 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	137 SUTTON CIR
City	BIRMINGHAM
State	AL
Zip	35242-7075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 9 19S 01W NBRHD: 01 HIGHLAND LAKES R-2
Legal Range	01W
Legal Township	19S
Legal Section	09
Legal Subdivision	HIGHLAND LAKES 24TH SEC
Legal Lot Number	2415
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	4
Census Block	4013
Census Tract	30216

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	137 SUTTON CIR, BIRMINGHAM, AL 35242-7075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Sep 16, 2025	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Aug 11, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Mar 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2008 · Amount on Record
Deed Sale	Aug 26, 2008 · Amount on Record
Prior Sale	Jan 12, 2005 · Amount on Record
Deed Document Number	2008342210
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Recording Date	Jul 29, 2026
Property Address	137 SUTTON CIR, BIRMINGHAM, AL 35242-7075
Document Number	0000242670
Instrument Date	Jul 7, 2026
Instrument	2026242670
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 SUTTON CIR, BIRMINGHAM, AL 35242-7075

Mortgage

Document Number	0000242670,
Date	Jul 29, 2026
Instrument	2026242670

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	137 SUTTON CIR, BIRMINGHAM, AL 35242-7075
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 SUTTON CIR, BIRMINGHAM, AL 35242-7075

Mortgage

Document Number	0000278700
Date	Sep 16, 2025
Instrument	20250916000278700

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	137 SUTTON CIR, BIRMINGHAM, AL 35242-7075
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 SUTTON CIR, BIRMINGHAM, AL 35242-7075

Mortgage

Document Number	0000243320
Date	Aug 11, 2023
Instrument	20230811000243320

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	137 SUTTON CIR, BIRMINGHAM, AL 35242-7075
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076230
Date	Mar 6, 2017
Instrument	20170306000076230

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Oct 21, 2042

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	137 SUTTON CIR, BIRMINGHAM, AL 35242-7075
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	LANDMARK SETTLEMENT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000317900
Date	Jul 29, 2020
Instrument	20200729000317900

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jul 31, 2046

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,253.00 (-0.7%) Homeowner's exemption
2025	$3,276.00 (+15.76%)	$74,460 (+14.1%)	$744,430 (+14.09%) Land $110,000 Building $634,430
2023	$2,830.00 Homeowner's exemption	$65,260	$652,500 Land $100,000 Building $552,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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