137 Spinnaker Dr, Fort Oglethorpe, GA 30742 Property Records

Catoosa County property record for 137 Spinnaker Dr, Fort Oglethorpe, GA 30742

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,057 sqft · built 2007
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$249,000 (Dec 2017)
Tax Bill	$4,108 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0004A059000`

Property Details

APN / Parcel Number

Primary APN	`0004A059000`
Alternative APNs	`0004A059` `5306`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,057 sqft Heated Area
Flooring	Pine Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Other
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	100 ft deep x 90 ft wide
Garage Area	430 sqft
Porch	Open Porch
Porch Area	24 sqft
Deck Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	5306
Old Parcel Number	0004A059000
Street Address	137 SPINNAKER DR
City	FORT OGLETHORPE
State	GA
Zip	30742-4210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FOR R-3
Legal Description	LOT 59 LAKESHORE COVE PHASE 1
Legal Subdivision	LAKESHORE COVE
Legal Phase	1
Legal Lot Number	59
Jurisdiction	CATOOSA GA
Township / Civil Division	FORT OGLETHORPE-LAKEVIEW
Census Block Group	1
Census Block	1011
Census Tract	30702

Owner

137 Spinnaker Dr is owned and occupied by two individuals who acquired it in December 2017.

Source: Catoosa County records, as of January 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	137 SPINNAKER DR, FORT OGLETHORPE, GA 30742-4210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2017	Deed of Trust, Mortgage FIRST VOLUNTEER BANK
Dec 11, 2017	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVTRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2017 · Amount on File
Deed Sale	Dec 4, 2017 · Amount on File
Prior Sale	Jan 24, 2012 · Amount on File
Deed Document Number	0001911781
Deed Book / Page	1911 / 781
Last Transfer Date	Dec 11, 2017
Transfer Doc	0019110781
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	137 SPINNAKER DR, FORT OGLETHORPE, GA 30742-4210
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018610052
Date	Jan 12, 2017
Book Page	1861/52
Instrument	000263

Lender

Name	FIRST VOLUNTEER BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	60 Months
Due	Feb 1, 2022

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Dec 11, 2017
Property Address	137 SPINNAKER DR, FORT OGLETHORPE, GA 30742-4210
Document Number	0019110781
Book / Page	001911 / 000781
Instrument Date	Dec 4, 2017
Transaction Type	Transfer
Record Updated	Jan 19, 2018
Title Company	CHOICE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	137 SPINNAKER DR FORT OGLETHORPE GA 307424210, FORT OGLETHORPE, GA 30742-4210

Mortgage

Document Number	19110783
Date	Dec 11, 2017
Book Page	001911/000783

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 137 Spinnaker Dr was $4,108.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Municipality	Fort Oglethorpe City
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,108.00	$182,879 Land $16,000 Building $166,879	$457,197 Land $40,000 Building $417,197
2023	$2,993.00 (+11.68%)	$106,565 Land $16,000 Building $90,565	$266,413 Land $40,000 Building $226,413
2022	$2,680.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 137 Spinnaker Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 137 Spinnaker Dr is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT OGLETHORPE serves 8,313 people · EPA ID GA0470001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Nov 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ringgold Telephone Company.

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