Mecklenburg County property record for 137 Spencer St, Davidson, NC 28036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,261 sqft · built 1999 |
| Lot Size | 0.278 acres (12,129 sqft) |
| Owner | Individual Name on File |
| Last Sale | $437,500 (Apr 2018) |
| Tax Bill | $6,606 (2023) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-315-31 |
| Primary APN | 003-315-31 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,261 sqft Heated Area |
| Gross Area | 2,759 sqft |
| 1st Floor Area | 1,092 sqft |
| Upper Floors Area | 1,169 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 12,129 sqft (0.278 acres) |
| Garage Area | 462 sqft |
| Porch | Porch |
| Porch Area | 36 sqft |
| Deck Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 003-315-31 |
|---|---|
| Street Address | 137 SPENCER ST |
| City | DAVIDSON |
| State | NC |
| Zip | 28036-0239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VI |
| Legal Description | L164 M28-848 |
| Legal Subdivision | MCCONNELL PH 04 |
| Legal Lot Number | 164 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 6404 |
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 137 SPENCER ST, DAVIDSON, NC 28036-0239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PIEDMONT ADVANTAGE CU |
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP |
| Aug 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GOODMORTGAGE.COM |
| Apr 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2018 · Amount on File |
| Deed Sale | Apr 27, 2018 · Amount on File |
| Prior Sale | Aug 9, 2013 · Amount on File |
| Deed Document Number | 0032633792 |
| Deed Book / Page | 32633 / 792 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 137 SPENCER ST, DAVIDSON, NC 28036-0239 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 137 SPENCER ST, DAVIDSON, NC 28036-0239 |
| Document Number | 0000130560 |
|---|---|
| Date | Dec 19, 2025 |
| Book Page | 40085/932 |
| Instrument | 2025130560 |
| Name | PIEDMONT ADVANTAGE CU |
|---|---|
| Type | Credit Union |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 137 SPENCER ST, DAVIDSON, NC 28036-0239 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000176779 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 35223/370 |
| Instrument | 2020176779 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTER, NJ 07930 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 137 SPENCER ST, DAVIDSON, NC 28036-0239 |
| Document Number | 0000113103 |
| Instrument Date | Aug 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2019 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 137 SPENCER ST DAVIDSON NC 280360239, DAVIDSON, NC 28036-0239 |
| Document Number | 0000113103 |
|---|---|
| Date | Aug 29, 2019 |
| Book Page | 033800/000768 |
| Instrument | 113103 |
| Name | GOODMORTGAGE.COM |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 28, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 27, 2018 |
| Property Address | 137 SPENCER ST, DAVIDSON, NC 28036-0239 |
| Document Number | 0000050690 |
| Book / Page | 32633 / 792 |
| Map Reference | MB28 PG848 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 2018050690 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1542 CASTLE DR, 1542, PETOSKEY, MI 49770-8781 |
| Name | Verified Name |
|---|---|
| Address | 137 SPENCER ST, DAVIDSON, NC 28036-0239 |
| Document Number | 0000050691 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 2018050691 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Davidson Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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