137 Smith St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 137 Smith St, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 866 sqft · built 1909
Lot Size0.067 acres (2,914 sqft)
OwnerCompany Name on Record
Last Sale$27,500 (Jun 2018)
Tax Bill$352 (2025)
Deeds & MortgagesJun 2018 Sale
Flood ZoneZone X (minimal risk)
APN8913-24-458-015

Property Details

APN / Parcel Number

Primary APN8913-24-458-015

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area866 sqft Living Area
1st Floor Area468 sqft
Basement Area468 sqft
Unfinished Basement468 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area2,914 sqft (0.067 acres)
Lot Dimensions94 ft deep x 31 ft wide
PorchSlab
Porch Area252 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address137 SMITH ST
CityWATERLOO
StateIA
Zip50703-4026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSMITHS SUBDIVISION E 31 FT W 60 FT LOTS 8 AND 9 EXC S 6 FT LOT 9
Legal Range13W
Legal Township89N
Legal Section24
Legal SubdivisionSMITHS SUBDIVISION
Legal Lot Number8,9
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1003
Census Tract700

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 316, JANESVILLE, IA 50647-0316
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 7, 2018 · Amount on Record
Deed SaleJun 7, 2018 · Amount on Record
Deed Document Number201820112
Record UpdatedOct 29, 2026

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionBLACK HAWK IA
Recording DateJun 7, 2018
Property Address137 SMITH ST, WATERLOO, IA 50703-4026
Document Number201800020112
Instrument DateMay 30, 2018
Instrument201800020112
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1729, WATERLOO, IA 50702

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$352.00 (+27.54%)$17,220 (+35.38%) Land $3,030 Building $14,190$17,220 (+35.38%) Land $3,030 Building $14,190
2024$276.00 (-8.61%)
2023$12,720 (-7.42%) Land $3,030 Building $9,690$12,720 (-7.42%) Land $3,030 Building $9,690
2022$302.00$13,740 Land $3,030 Building $10,710
2021$13,740 Land $3,030 Building $10,710

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1980)
Most Recent ClaimJun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on Smith St

Nearby Streets

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