137 Smith St, Cranston (Providence), RI 02905 Property Records

Cranston City property record for 137 Smith St, Cranston, RI 02905

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1931
Lot Size	0.061 acres (2,640 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Oct 2023)
Tax Bill	$4,014 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Oct 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`CRAN M:2-4 L:206 U`

Property Details

APN / Parcel Number

Primary APN	`CRAN M:2-4 L:206 U`
Alternative APNs	`M:2=4 L:206 U` `14316455` `10071350`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,640 sqft (0.061 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	10071350
Street Address	137 SMITH ST
City	CRANSTON
State	RI
Zip	02905-4218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B2
Legal Lot Number	206
Jurisdiction	CRANSTON RI
Township / Civil Division	CRANSTON
Census Block Group	1
Census Block	1008
Census Tract	13500

Owner

137 Smith St is owned and occupied by an individual who bought it in October 2023.

Source: Cranston City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	137 SMITH ST, CRANSTON, RI 02905-4218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage RHODE ISLAND HOUSING & MTG FIN CORP
Oct 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RELIANCE FIRST CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2023 · Amount on File
Deed Sale	Oct 25, 2023 · Amount on File
Prior Sale	Nov 16, 2009 · Amount on File
Deed Document Number	202399700
Deed Book / Page	6716 / 19
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRANSTON RI
Recording Date	Oct 25, 2023
Property Address	137 SMITH ST, CRANSTON, RI 02905-4218
Document Number	0006716-19
Book / Page	6716 / 19
Instrument Date	Oct 25, 2023
Instrument	99700
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 SMITH ST, CRANSTON, RI 02905-4218

Mortgage

Document Number	0000099710
Date	Oct 25, 2023
Instrument	99710

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRANSTON RI
Property Address	137 SMITH ST, CRANSTON, RI 02905-4218
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6369-1
Date	Oct 27, 2021
Book Page	6369/1
Instrument	177620

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	169 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 137 Smith St was $4,014.

Source: Cranston City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Cranston City
Unified School District	Cranston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,014.00	$289,200 Land $90,500 Building $198,700	$371,366
2023	$3,929.00 (+2.1%)	$207,900 (-) Land $62,400 Building $145,500
2022	$3,848.00	$207,900 Land $62,400 Building $145,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 137 Smith St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	37 units insured incl. 33 condo units
Nearby Flood Claims	4 (2005–2010)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 137 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CNE - NEW LONDON TURNPIKE ENTRY POINT private · serves 9,999 people · EPA ID RI2980453
Water Source	Purchased groundwater from KENT COUNTY WATER AUTHORITY
Last State Inspection	Jul 2025
Also Mapped Here	PROVIDENCE-CITY OF
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018 E. coli not recorded as resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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