137 Severino Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 137 Severino Dr, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,087 sqft · built 1984
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$1,500,000 (Jun 2020)
Tax Bill	$13,404 (2024)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2020 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`00410120-000000`

Property Details

APN / Parcel Number

Primary APN	`00410120-000000`
Alternative APNs	`14633700410120000000` `1501905`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	2,087 sqft Living Area
1st Floor Area	1,863 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2017
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	10,000 sqft (0.229 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Area	460 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	1,397 sqft
Patio Area	2,336 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1501905
Old Parcel Number	14633700410120000000
Street Address	137 SEVERINO DR
City	ISLAMORADA
State	FL
Zip	33036-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 30 LT 10 VENETIAN SHORES PLAT NO 3 PLANTATION KEY PB5-48 OR707-719/21 OR781-1968 OR830-2372 OR888-1528 OR1005-1359AFF
Legal Range	37E
Legal Township	63S
Legal Section	14
Legal Subdivision	VENETIAN SHORES NO 3
Legal Block	30
Legal Lot Number	10
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2002
Census Tract	970800

Owner

137 Severino Dr is owned and occupied by an individual who bought it in June 2020.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Mailing Address	137 SEVERINO DR, ISLAMORADA, FL 33036-3310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jun 2, 2020	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jun 2, 2020	Warranty Deed, Transfer · Conventional Mortgage TD BANK NA
Oct 21, 2016	Deed of Trust, Mortgage BANKERS INS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2020 · Amount on File
Deed Sale	Jun 2, 2020 · Amount on File
Prior Sale	May 30, 2014 · Amount on File
Deed Document Number	2267859
Deed Book / Page	3024 / 2338
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	137 SEVERINO DR, ISLAMORADA, FL 33036-3310
Transaction Type	Mortgage
Record Updated	Sep 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 SEVERINO DR, ISLAMORADA, FL 33036-3310

Mortgage

Document Number	0031902313
Date	Aug 24, 2022
Book Page	3190/2313
Instrument	2388913

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	137 SEVERINO DR, ISLAMORADA, FL 33036-3310
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030242366
Date	Jun 2, 2020
Book Page	3024/2366
Instrument	2267862

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 2, 2020
Property Address	137 SEVERINO DR, ISLAMORADA, FL 33036-3310
Document Number	0030242338
Book / Page	3024 / 2338
Map Reference	MB 5 PG 48
Instrument Date	Jun 1, 2020
Instrument	2267859
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3870 NE 31ST AVE, 3870, LIGHTHOUSE POINT, FL 33064-8433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 SEVERINO DR, ISLAMORADA, FL 33036-3310

Mortgage

Document Number	0030242340
Date	Jun 2, 2020
Instrument	3024/2340

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	137 SEVERINO DR, ISLAMORADA, FL 33036-3310
Document Number	0028370001
Book / Page	002837 / 000001
Instrument Date	Oct 21, 2016
Transaction Type	Mortgage
Record Updated	Mar 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 SEVERINO DR ISLAMORADA FL 330363310, ISLAMORADA, FL 33036-3310

Mortgage

Document Number	0028370001
Date	Jan 30, 2017
Book Page	002837/000001
Instrument	2108640

Lender

Name	BANKERS INS
Address	PO BOX 15707, ST PETERSBURG, FL 33733-5707

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,537,409	$2,301,754 Land $1,550,000 Building $751,754
2024	$13,404.00 (+0.71%)
2023	$13,309.00 (+1.97%) Homeowner's exemption	$1,450,565 (+3%)	$2,332,394 (+23.52%) Land $1,600,000 Building $732,394
2022	$13,052.00 Homeowner's exemption	$1,408,316	$1,888,277 Land $1,150,000 Building $738,277

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 137 Severino Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 296 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	496 units insured incl. 200 condo units
Nearby Flood Claims	98 (1988–2017)
Claims Outside the SFHA	4 of 98
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 25 claims Hurricane Wilma, Oct 2005 · 43 claims Hurricane Georges, Sep 1998 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 137 Severino Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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