137 S Point Dr, Avon Lake, OH 44012 Property Records

Lorain County property record for 137 S Point Dr, Avon Lake, OH 44012

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 924 sqft · built 1940
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$103,500 (Feb 2017)
Tax Bill$2,935 (2025)
Deeds & MortgagesSep 2020 Mortgage
Feb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-00-030-117-002

Property Details

APN / Parcel Number

Primary APN04-00-030-117-002

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area924 sqft Living Area
1st Floor Area624 sqft
2nd Floor Area299 sqft
Attic Area300 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1960
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area6,098 sqft (0.139 acres)
Lot Dimensions140 ft deep x 46 ft wide

Exterior Amenities

PorchEnclosed Porch
Porch Area60 sqft
Deck Area180 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address137 S POINT DR
CityAVON LAKE
StateOH
Zip44012-1960
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAVON DOVER 50.00 X 140.33
Legal SubdivisionAVON DOVER FRNT
Legal Block117
Legal Lot Number3-2
JurisdictionLORAIN OH
Township / Civil DivisionAVON LAKE
Census Block Group3
Census Block3000
Census Tract97402

Owner

137 S Point Dr is owned and occupied by an individual who acquired it in September 2020.

Source: Lorain County records, as of March 20, 2026

Owner of RecordIndividual Name on File
Mailing Address137 S POINT DR, AVON LAKE, OH 44012-1960
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2020Warranty Deed, Transfer · FHA Mortgage
QUICKEN LNS
Feb 27, 2017Warranty Deed, Transfer · Conventional with PMI
HOWARD HANNA MTG SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2017 · Amount on File
Deed SaleFeb 27, 2017 · Amount on File
Deed Document Number0000620376
Last Transfer DateSep 11, 2020
Transfer Doc0000778333
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateSep 11, 2020
Property Address137 S POINT DR, AVON LAKE, OH 44012-1960
Document Number0000778333
Instrument DateSep 10, 2020
Instrument778333
Transaction TypeTransfer
Record UpdatedSep 24, 2020
Title CompanyCLE TITLE AGENCY LLC, CLE TITLE AGCY LLC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address137 S POINT DR AVON LAKE OH 440121960, AVON LAKE, OH 44012-1960

Mortgage

Document Number778334
DateSep 11, 2020
Instrument778334
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 10, 2050

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateFeb 27, 2017
Property Address137 S POINT DR, AVON LAKE, OH 44012-1960
Document Number0000620376
Instrument DateFeb 24, 2017
Instrument620376
Transaction TypeTransfer
Record UpdatedMay 26, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$414.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address137 S POINT DR AVON LAKE OH 440121960, AVON LAKE, OH 44012-1960

Mortgage

Document Number620377
DateFeb 27, 2017
Instrument620377
Lender
NameHOWARD HANNA MTG SVCS
TypeMortgage Company
AddressMAYFIELD HEIGHTS, OH 44124
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueFeb 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 137 S Point Dr was $2,935.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
MunicipalityAvon Lake City
CountyLorain County
Unified School DistrictAvon Lake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,935.00$57,990 (+0.01%) Land $21,460 Building $36,530$165,670 (-) Land $61,300 Building $104,370
2024$2,935.00 (+39.36%)$57,985 (+46.4%) Land $21,455 Building $36,530$165,670 (+46.4%) Land $61,300 Building $104,370
2023$2,106.00 (+1.06%)$39,606 (+0.02%) Land $13,804 Building $25,802$113,160 Land $39,440 Building $73,720
2022$2,084.00$39,600 Land $13,800 Building $25,800
2021$113,160 Land $39,440 Building $73,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 137 S Point Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 137 S Point Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAVON LAKE CITY PWS
serves 23,659 people · EPA ID OH4700311
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Breezeline
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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