137 S Elm St, Henderson, KY 42420 Property Records

Henderson County property record for 137 S Elm St, Henderson, KY 42420

Property Summary

Property Type	Vacant Land
Details	2 ba · 2,711 sqft · built 1855
Lot Size	0.234 acres (10,200 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (May 2026)
Tax Bill	$1,097 (2025)
Deeds & Mortgages	May 2026 Sale Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`1-21-1-5`

Property Details

APN / Parcel Number

Primary APN	`1-21-1-5`
Alternative APNs	`48503` `791`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,711 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1855
Effective Year Built	Effective 1855
Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	136 ft deep x 75 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Wall Unit
Sewer	Connected

Location & Zoning

Account Number	791
Street Address	137 S ELM ST
City	HENDERSON
State	KY
Zip	42420-3508
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	RESIDENTIA
Legal Description	VACANT LOT
Legal Subdivision	THE FRUIT & TURNEY CONSOLIDATION
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	2
Census Block	2014
Census Tract	20401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Main and South Elm Streets Historic District listed 1992 · 130 contributing resources · NRIS 92000500

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

137 S Elm St, vacant land, is owned by an individual who bought it in May 2026.

Source: Henderson County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	923 S MAIN ST, HENDERSON, KY 42420-3947
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Oct 30, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on File
Deed Sale	May 18, 2026 · Amount on File
Prior Sale	Apr 16, 2021 · Amount on File
Deed Document Number	20264805
Deed Book / Page	690 / 941
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	May 18, 2026
Property Address	137 S ELM ST, HENDERSON, KY 42420-3508
Document Number	0000004805
Book / Page	690 / 941
Instrument Date	May 18, 2026
Instrument	2026.4805
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$15,150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 S MAIN ST, HENDERSON, KY 42420-3947

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Oct 30, 2020
Property Address	137 S ELM ST, HENDERSON, KY 42420-3508
Document Number	RE0647/210
Book / Page	RE 0647 / 210
Map Reference	MB 9 PG 224-B
Instrument Date	Oct 30, 2020
Instrument	2020011585
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Tax	$90.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11585 US HIGHWAY 41A, HENDERSON, KY 42420-9643

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	137 S ELM ST, HENDERSON, KY 42420-3508

Tax Assessment & Valuation

The 2025 property tax bill for 137 S Elm St was $1,097.

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,097.00	$99,000	$99,000
2023	$1,039.00 (+0.87%)	$93,000 (+3.33%)	$93,000 (+3.33%)
2022	$1,030.00	$90,000	$90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 137 S Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 137 S Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Watch TV.

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