137 S Cedar Ave, Independence, MO 64053 Property Records

Jackson County property record for 137 S Cedar Ave, Independence, MO 64053

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 769 sqft · built 1954
Lot Size	0.157 acres (6,833 sqft)
Owner	Individual Name on Record
Last Sale	$112,062 (Feb 2023)
Tax Bill	$1,029 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-730-05-11`

Property Details

APN / Parcel Number

Primary APN	`14-730-05-11`
Alternative APNs	`14-730-05-11-00-0-00-000` `14730051100000001` `727077`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	769 sqft Living Area
Gross Area	1,866 sqft
1st Floor Area	769 sqft
Basement Area	769 sqft
Flooring	Carpet

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,833 sqft (0.157 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	25 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	727077
Street Address	137 S CEDAR AVE
City	INDEPENDENCE
State	MO
Zip	64053-1421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRMOUNT S 50 OF LOT 31
Legal Subdivision	FAIRMOUNT
Legal Block	2
Legal Lot Number	31
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2003
Census Tract	11001

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	137 S CEDAR AVE, INDEPENDENCE, MO 64053-1421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Feb 14, 2023	Deed of Trust, Mortgage · FHA Mortgage FIRST STATE BANK OF ST CHARLES MO
Jul 30, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2023 · Amount on Record
Deed Sale	Feb 13, 2023 · Amount on Record
Prior Sale	Jun 3, 2008 · Amount on Record
Deed Document Number	20239030
Prior Transfer Date	Aug 8, 2007
Prior Transfer Doc	00E0104302
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Aug 12, 2026
Property Address	137 S CEDAR AVE, INDEPENDENCE, MO 64053-1421
Document Number	0000060242
Instrument Date	Jul 15, 2026
Instrument	202660242
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 S CEDAR AVE, INDEPENDENCE, MO 64053-1421

Mortgage

Document Number	0000060242,
Date	Aug 12, 2026
Instrument	202660242

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	319 Months
Due	Mar 1, 2053

Interest

Rate	6.47%
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	137 S CEDAR AVE, INDEPENDENCE, MO 64053-1421
Transaction Type	Mortgage
Record Updated	Feb 21, 2023
Title Company	ALLIANCE TI, ALLIANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 S CRISP AVE, INDEPENDENCE, MO 64052-3831

Mortgage

Document Number	00E0009240
Date	Feb 14, 2023
Instrument	2023E0009240

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	137 S CEDAR AVE, INDEPENDENCE, MO 64053-1421
Document Number	0000E70378
Instrument Date	Jul 30, 2018
Transaction Type	Mortgage
Record Updated	Sep 3, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5282 NE ASH GROVE CT LEES SUMMIT MO 640641320, LEES SUMMIT, MO 64064-1320

Mortgage

Document Number	0000E70378
Date	Aug 13, 2018
Instrument	70378E

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,071 (-) Land $3,245 Building $10,826	$74,060 (-)
2025	$1,029.00 (-26.92%)	$14,071 (-28.79%) Land $3,245 Building $10,826	$74,060 (-28.79%)
2024	$1,408.00 (+2.47%)
2023	$1,374.00	$19,760 Land $1,699 Building $18,061	$104,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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