Lucas County property record for 137 Rutledge Dr, Waterville, OH 43566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,333 sqft · built 1990 |
| Lot Size | 0.276 acres (12,040 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,678 (2025) |
| Deeds & Mortgages | Jul 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 96-33101 |
| Primary APN | 96-33101 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,333 sqft Living Area |
| 1st Floor Area | 1,198 sqft |
| 2nd Floor Area | 1,135 sqft |
| Basement Area | 1,198 sqft |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Lot Area | 12,040 sqft (0.276 acres) |
| Lot Dimensions | 140 ft deep x 86 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 64 sqft |
| Deck Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 137 RUTLEDGE DR |
|---|---|
| City | WATERVILLE |
| State | OH |
| Zip | 43566-1144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 39-R1 |
| Legal Description | VILLAGE FARMS PLAT I LOT 15 |
| Legal Subdivision | VILLAGE FARMS PLAT I |
| Legal Lot Number | 15 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | ROCHE DE BOEUF |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 8905 |
137 Rutledge Dr is owner-occupied and held in a trust since July 2021.
Source: Lucas County records, as of February 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 137 RUTLEDGE DR, WATERVILLE, OH 43566-1144 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Feb 23, 2001 |
| Last Transfer Date | Jul 23, 2021 |
| Transfer Doc | 0000039110 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Jul 23, 2021 |
| Property Address | 137 RUTLEDGE DR, WATERVILLE, OH 43566-1144 |
| Document Number | 0000039110 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 202107230039110 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FNC TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 137 RUTLEDGE DR, WATERVILLE, OH 43566-1144 |
| Document Number | 0000039111 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 202107230039111 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 916 Months |
| Due | Nov 6, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.1% |
| Type Change Date | May 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
The 2025 property tax bill for 137 Rutledge Dr was $5,678 with a homeowner's exemption, up 4.5% from the year before.
Source: Lucas County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Waterville City |
| Unified School District | Anthony Wayne Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,678.00 (+4.53%) Homeowner's exemption | $121,905 (-) Land $21,280 Building $100,625 | |
| 2024 | $5,432.00 (+10.97%) Homeowner's exemption | $121,905 (+23.47%) Land $21,280 Building $100,625 | $348,300 Land $60,800 Building $287,500 |
| 2023 | $4,895.00 (-1.41%) Homeowner's exemption | $98,735 (-) Land $17,745 Building $80,990 | |
| 2022 | $4,965.00 Homeowner's exemption | $98,735 Land $17,745 Building $80,990 | |
| 2021 | $282,100 Land $50,700 Building $231,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 137 Rutledge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 137 Rutledge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERVILLE CITY serves 6,500 people · EPA ID OH4801503 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, MetaLINK Technologies.
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