Schoharie County and Schoharie Town property record for 137 River St, Howes Cave, NY 12092
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,332 sqft · built 1820 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $8,300 (Jun 2000) |
| Tax Bill | $3,837 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 434289 47.4-3-7 |
| Primary APN | 434289 47.4-3-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,332 sqft Living Area |
| 1st Floor Area | 1,332 sqft |
| Upper Floors Area | 290 sqft |
| Year Built | Built 1820 |
|---|---|
| Effective Year Built | Effective 1820 |
| Architectural Style | Traditional |
| Exterior Material | Stone |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 200 ft deep x 210 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 568 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 515J100083 |
|---|---|
| Street Address | 137 RIVER ST |
| City | HOWES CAVE |
| State | NY |
| Zip | 12092 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PARTIAL RENOVATION |
| Legal Block | 3 |
| Legal Lot Number | 7.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SCHOHARIE |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 740100 |
Source: Schoharie County and Schoharie Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 28, CENTRAL BRIDGE, NY 12035-0028 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2000 · Amount on Record |
| Deed Sale | Jun 9, 2000 · Amount on Record |
| Deed Book / Page | 675 / 336 |
| Last Transfer Date | Dec 13, 2012 |
| Transfer Doc | 0000000944/000000024 |
| Record Updated | Oct 29, 2026 |
Source: Schoharie County and Schoharie Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Schoharie Town |
| Unified School District | Schoharie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,837.00 (+4.24%) | ||
| 2025 | $3,681.00 (-17.82%) | $92,000 (-) Land $10,000 Building $82,000 | $148,387 (+7.11%) Land $16,129 Building $132,258 |
| 2023 | $92,000 (-) Land $2,000 Building $90,000 | $138,533 (+15.19%) Land $3,012 Building $135,521 | |
| 2022 | $92,000 Land $2,000 Building $90,000 | $120,261 Land $2,614 Building $117,647 | |
| 2021 | $4,479.00 (+4.89%) | ||
| 2020 | $4,270.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 20 (1987–2011) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL BRIDGE WATER DISTRICT serves 560 people · EPA ID NY4700093 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.6 mg/L (2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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