137 Prelude Dr, Richlands, NC 28574 Property Records

Onslow County property record for 137 Prelude Dr, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,405 sqft · built 2015
Lot Size	2.24 acres (97,574 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jun 2015)
Tax Bill	$1,837 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Mar 2018 Transfer
Flood Zone	Zone AE (high risk)
APN	`53B-95`

Property Details

APN / Parcel Number

Primary APN	`53B-95`
Alternative APNs	`438969000` `158891`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,405 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	97,574 sqft (2.24 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	438969000
Street Address	137 PRELUDE DR
City	RICHLANDS
State	NC
Zip	28574-8477
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L32 S3 CANONS EDGE
Legal Subdivision	CANONS EDGE S3
Legal Lot Number	32
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	1
Census Block	1013
Census Tract	203

Owner

137 Prelude Dr is owned and occupied by an individual who bought it in June 2015.

Source: Onslow County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	137 PRELUDE DR, RICHLANDS, NC 28574-8477
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Mar 1, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2015 · Amount on File
Deed Sale	Jun 5, 2015 · Amount on File
Deed Book / Page	4311 / 847
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	137 PRELUDE DR, RICHLANDS, NC 28574-8477
Document Number	0050920547
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 PRELUDE DR RICHLANDS NC 285748477, RICHLANDS, NC 28574-8477

Mortgage

Document Number	0050920547
Date	Jan 22, 2020
Book Page	005092/000547

Lender

Name	PENNYMAC
Address	W, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONSLOW NC
Recording Date	Mar 1, 2018
Property Address	137 PRELUDE DR, RICHLANDS, NC 28574-8477
Document Number	0047440441
Book / Page	004744 / 000441
Instrument Date	Mar 1, 2018
Transaction Type	Transfer
Record Updated	Mar 13, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 PRELUDE DR RICHLANDS NC 285748477, RICHLANDS, NC 28574-8477

Tax Assessment & Valuation

The 2026 property tax bill for 137 Prelude Dr was $1,837.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,837.00	$357,391 Land $57,600 Building $299,791	$357,391 Land $57,600 Building $299,791
2023	$1,837.00	$280,605 Land $35,100 Building $245,505	$280,605 Land $35,100 Building $245,505

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 137 Prelude Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 137 Prelude Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Brightspeed Fiber	940 / 940

Cell Coverage

4G LTE (outdoors only), no 5G reported

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