Louisa County property record for 137 Pointer Ln, Zion Crossroads, VA 22942
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,850 sqft · built 2000 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $589,000 (Jul 2024) |
| Tax Bill | $4,094 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34 10 31 |
| Primary APN | 34 10 31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,850 sqft Living Area |
| 1st Floor Area | 1,182 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 168 sqft |
|---|---|
| Patio Area | 32 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 23055 |
|---|---|
| Street Address | 137 POINTER LN |
| City | ZION CROSSROADS |
| State | VA |
| Zip | 22942-6864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | RETRIEVER RIDGE PB 8/38 LOT 31 SECTION E DB 1963/472 5.00AC |
| Legal Subdivision | RETRIEVER RIDGE |
| Legal Lot Number | 31 |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | GREEN SPRING |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 950301 |
Source: Louisa County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 137 POINTER LN, ZION CROSSROADS, VA 22942-6864 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 1, 2018 | Bargain and Sale Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Jul 19, 2017 | Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2024 · Amount on Record |
| Deed Sale | Jul 2, 2024 · Amount on Record |
| Prior Sale | Mar 1, 2018 · Amount on Record |
| Deed Document Number | 20245806 |
| Deed Book / Page | 1963 / 472 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 137 POINTER LN, ZION CROSSROADS, VA 22942-6864 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Title Company | FIRST SOURCE TITLE AGENCY INC, FIRST SOURCE TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 137 POINTER LN, ZION CROSSROADS, VA 22942-6864 |
| Document Number | 002071/858 |
|---|---|
| Date | Mar 17, 2026 |
| Book Page | 2071/858 |
| Instrument | 202600002498 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Apr 1, 2054 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Mar 1, 2018 |
| Property Address | 137 POINTER LN, ZION CROSSROADS, VA 22942-6864 |
| Document Number | 1551/0463 |
| Book / Page | 1551 / 0463 |
| Map Reference | PL 8 PG 938 |
| Instrument Date | Feb 16, 2018 |
| Instrument | 1800002003 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $358.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 137 POINTER LN, ZION CROSSROADS, VA 22942-6864 |
| Document Number | 0000002004 |
|---|---|
| Date | Mar 1, 2018 |
| Book Page | 1551/0466 |
| Instrument | 180002004 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOUISA VA |
| Recording Date | Jul 19, 2017 |
| Property Address | 137 POINTER LN, ZION CROSSROADS, VA 22942-6864 |
| Document Number | 1519/0130 |
| Book / Page | 1519 / 0130 |
| Instrument Date | Jul 17, 2017 |
| Instrument | 1700006106 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Title Company | STEWART TITLE GUARANTY COMPA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $358.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 137 POINTER LN, ZION CROSSROADS, VA 22942-6864 |
| Document Number | 0000006107 |
|---|---|
| Date | Jul 19, 2017 |
| Book Page | 1519/0133 |
| Instrument | 170006107 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $596,600 (+4.91%) Land $65,600 Building $531,000 | $596,600 (+4.91%) Land $65,600 Building $531,000 | |
| 2025 | $4,094.00 (+14.13%) | $568,700 (+19.37%) Land $55,900 Building $512,800 | $568,700 (+19.37%) Land $55,900 Building $512,800 |
| 2024 | $3,587.00 (+62.6%) | ||
| 2023 | $476,400 Land $47,500 Building $428,900 | ||
| 2022 | $2,206.00 | $476,400 Land $47,500 Building $428,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
4G LTE only, no 5G reported
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