137 Oak Cir, Interlachen, FL 32148 Property Records

Putnam County property record for 137 Oak Cir, Interlachen, FL 32148

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,295 sqft · built 1984
Lot Size	2.29 acres (99,752 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jul 2026)
Tax Bill	$3,262 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`27-10-24-0000-0010-5310`

Property Details

APN / Parcel Number

Primary APN	`27-10-24-0000-0010-5310`
Alternative APN	`77664`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,295 sqft Living Area
Gross Area	1,845 sqft
1st Floor Area	1,295 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1989
Exterior Material	Brick
Roof Type	Gable/Hip
Lot Area	99,752 sqft (2.29 acres)
Garage Type	Attached
Garage Area	550 sqft
Porch	Finished/Open Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	77664
Street Address	137 OAK CIR
City	INTERLACHEN
State	FL
Zip	32148-4102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF SW1/4 OF SW1/4 OR351, P454 (LOT 531 OCKLAWAHA HILLS)
Legal Range	24E
Legal Township	10S
Legal Section	27
Legal Lot Number	531
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	3
Census Block	3056
Census Tract	950500

Owner

Source: Putnam County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	137 OAK CIR, INTERLACHEN, FL 32148-4102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Jan 26, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Deed Document Number	202616434
Deed Book / Page	1877 / 378
Prior Transfer Date	Jan 24, 2023
Prior Transfer Doc	0016971173
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Jul 2, 2026
Property Address	137 OAK CIR, INTERLACHEN, FL 32148-4102
Document Number	0000016434
Book / Page	1877 / 378
Instrument Date	Jul 1, 2026
Instrument	202616434
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 OAK CIR, INTERLACHEN, FL 32148-4102

Mortgage

Document Number	0000016435,
Date	Jul 2, 2026
Instrument	202616435

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM FL
Recording Date	Jan 26, 2023
Property Address	137 OAK CIR, INTERLACHEN, FL 32148-4102
Document Number	0016971173
Book / Page	1697 / 1173
Instrument Date	Jan 24, 2023
Instrument	202354001783
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	137 OAK CIR, INTERLACHEN, FL 32148-4102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 OAK CIR, INTERLACHEN, FL 32148-4102

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,262.00 (+5.4%)	$170,910 (-3.69%) Land $25,190 Building $145,720	$170,910 (-3.69%) Land $25,190 Building $145,720
2023	$3,095.00 (+13.2%)	$177,460 (+18.27%)	$177,460 (+18.27%) Land $25,190 Building $152,270
2022	$2,734.00	$150,050	$150,050 Land $18,320 Building $131,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1997–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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