Kent County property record for 137 N Main St, Galena, MD 21635
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,457 sqft · built 1874 |
| Lot Size | 0.269 acres (11,702 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,500 (Aug 2025) |
| Tax Bill | $2,392 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-013645 |
| Primary APN | 01-013645 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,457 sqft Total Area |
| Year Built | Built 1874 |
|---|---|
| Effective Year Built | Effective 1874 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 11,702 sqft (0.269 acres) |
| Lot Dimensions | 411 ft deep x 42 ft wide |
| Porch | Slab |
| Porch Area | 132 sqft |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 013645 |
|---|---|
| Street Address | 137 N MAIN ST |
| City | GALENA |
| State | MD |
| Zip | 21635-1555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 11,702 SQ FT 137 MAIN ST GALENA |
| Legal Lot Number | 11 |
| Jurisdiction | KENT MD |
| Township / Civil Division | 1, MASSEY |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 950100 |
137 N Main St is owned and occupied by an individual who bought it in August 2025.
Source: Kent County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 137 N MAIN ST, GALENA, MD 21635-1555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2025 · Amount on File |
| Deed Sale | Aug 14, 2025 · Amount on File |
| Prior Sale | Nov 24, 2014 · Amount on File |
| Deed Book / Page | 1446 / 180 |
| Transfer Doc | 0003860081 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MD |
| Property Address | 137 N MAIN ST, GALENA, MD 21635-1555 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0010510174 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 1051/174 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Apr 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
The 2026 property tax bill for 137 N Main St was $2,392, up 4.2% from the year before.
Source: Kent County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Kent County |
| Municipality | Galena Town |
| Unified School District | Kent County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,392.00 (+4.18%) | $178,200 (+4.21%) Land $82,600 Building $95,600 | $178,200 (-) Land $82,600 Building $95,600 |
| 2025 | $2,296.00 | $171,000 | $178,200 Land $82,600 Building $95,600 |
| 2023 | $2,118.00 | $156,600 Land $82,600 Building $74,000 | $156,600 Land $82,600 Building $74,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 137 N Main St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (1999–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 137 N Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GALENA serves 560 people · EPA ID MD0140004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| RiverNet Fixed Wireless | 1,200 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Breezeline, IQ Fiber.
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