137 N Gray St, Albany, IN 47320 Property Records

Delaware County property record for 137 N Gray St, Albany, IN 47320

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1945
Lot Size	0.285 acres (12,400 sqft)
Owner	Individual Name on Record
Last Sale	$111,081 (Feb 2023)
Tax Bill	$670 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Sep 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-08-02-262-001.000-005`

Property Details

APN / Parcel Number

Primary APN	`18-08-02-262-001.000-005`
Alternative APN	`0802262001000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1975
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	12,400 sqft (0.285 acres)
Lot Dimensions	1,240 ft deep x 1,000 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	08 02 262 001 000
Street Address	137 N GRAY ST
City	ALBANY
State	IN
Zip	47320-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J E S CO 2 ADD LOT 12-13
Legal Subdivision	J E S CO 2 ADD
Legal Lot Number	12-13
Jurisdiction	DELAWARE IN
Township / Civil Division	DELAWARE
Census Block Group	4
Census Block	4001
Census Tract	2700

Owner

Source: Delaware County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	137 N GRAY ST, ALBANY, IN 47320-1510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK BERNIE
Sep 17, 2020	Transfer on Death Deed, Transfer
Dec 18, 2019	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2023 · Amount on Record
Deed Sale	Feb 13, 2023 · Amount on Record
Prior Sale	Dec 18, 2019
Deed Document Number	20232631
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Feb 13, 2023
Property Address	137 N GRAY ST, ALBANY, IN 47320-1510
Document Number	2023R02631
Map Reference	PL2PG150
Instrument Date	Feb 9, 2023
Instrument	2023R02631
Transaction Type	Transfer
Record Updated	Mar 17, 2023
Title Company	NOT AVAILABLE, MUN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 N GRAY ST, ALBANY, IN 47320-1510

Mortgage

Document Number	2023R02632
Date	Feb 13, 2023
Instrument	2023R02632

Lender

Name	FIRST BANK BERNIE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

September 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DELAWARE IN
Recording Date	Sep 17, 2020
Property Address	137 N GRAY ST, ALBANY, IN 47320-1510
Document Number	2020R12310
Instrument Date	Sep 16, 2020
Instrument	2020R12310
Transaction Type	Transfer
Record Updated	Mar 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 N GRAY ST, ALBANY, IN 47320-1510

December 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	DELAWARE IN
Recording Date	Dec 18, 2019
Property Address	137 N GRAY ST, ALBANY, IN 47320-1510
Document Number	2019R17179
Instrument Date	Dec 12, 2019
Instrument	2019R17179
Transaction Type	Transfer
Record Updated	Mar 17, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 N GRAY ST, ALBANY, IN 47320-1510

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Albany Town
County	Delaware County
County Subdivision	Delaware Township
Unified School District	Delaware Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$670.00 (+17.75%)	$103,100 (+41.43%) Land $17,800 Building $85,300	$103,100 (+41.43%) Land $17,800 Building $85,300
2024	$569.00 (+29.32%)
2023	$440.00 (-70.11%)	$72,900 (-0.82%) Land $16,000 Building $56,900	$72,900 (-0.82%) Land $16,000 Building $56,900
2022	$1,472.00 (+10.1%)	$73,500 Land $16,000 Building $57,500	$73,500 Land $16,000 Building $57,500
2021	$1,337.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2003–2011)
Most Recent Claim	Mar 2011 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Jan 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY WATER DEPARTMENT serves 2,165 people · EPA ID IN5218001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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