137 N Front St, Talent, OR 97540 Property Records

Jackson County property record for 137 N Front St, Talent, OR 97540

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,272 sqft · built 1981
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Trust Names on File
Last Sale	$21,315 (Oct 2020)
Tax Bill	$3,114 (2025)
Deeds & Mortgages	Jan 2026 Transfer Oct 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`381W23CB600`

Property Details

APN / Parcel Number

Primary APN	`381W23CB600`
Alternative APNs	`381W23CB00600` `10275292`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1995
Roof Material	Other
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Wood Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	137 N FRONT ST
City	TALENT
State	OR
Zip	97540-6656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Range	01W
Legal Township	38S
Legal Section	23
Legal Quarter	3
Legal Subdivision	PARTITION PLAT
Legal Block	1
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1010
Census Tract	1702

Owner

137 N Front St is owner-occupied and held in a trust since October 2020.

Source: Jackson County records, as of August 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	137 N FRONT ST, TALENT, OR 97540-6656
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 7, 2020	Warranty Deed, Transfer · Conventional Mortgage JOHN R & CARMEN V STEINBERGS
Oct 8, 2020	Grant Deed, Transfer FIRST AMERICAN
Feb 28, 2020	Warranty Deed, Transfer · Conventional with PMI ROGUE CU
Jul 30, 2018	Warranty Deed, Transfer · ARM EVERGREEN FSLA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2020 · Amount on File
Deed Sale	Oct 8, 2020 · Amount on File
Prior Sale	Oct 7, 2020 · Amount on File
Deed Document Number	202037197
Prior Transfer Date	Aug 9, 2002
Prior Transfer Doc	0000043529
Record Updated	Sep 20, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON OR
Recording Date	Jan 21, 2026
Property Address	137 N FRONT ST, TALENT, OR 97540-6656
Document Number	0000001344
Map Reference	PL P-06-2020
Instrument Date	Jan 20, 2026
Instrument	2026-001344
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 N FRONT ST, TALENT, OR 97540-6656

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Oct 7, 2020
Property Address	137 N FRONT ST, TALENT, OR 97540-6656
Document Number	0000036999
Instrument Date	Oct 5, 2020
Instrument	36999
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8475 WAGNER CREEK RD TALENT OR 975407790, TALENT, OR 97540-7790

Mortgage

Document Number	37000
Date	Oct 7, 2020
Instrument	37000

Lender

Name	JOHN R & CARMEN V STEINBERGS
Address	248 N LAUREL ST, TALENT, OR 97540
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON OR
Recording Date	Oct 8, 2020
Property Address	137 N FRONT ST, TALENT, OR 97540-6656
Document Number	0000037197
Instrument Date	Oct 5, 2020
Instrument	37197
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Tax	$21.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8475 WAGNER CREEK RD TALENT OR 975407790, TALENT, OR 97540-7790

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Feb 28, 2020
Property Address	137 N FRONT ST, TALENT, OR 97540-6656
Document Number	0000006558
Instrument Date	Feb 14, 2020
Instrument	6558
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$323.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 N FRONT ST TALENT OR 975406656, TALENT, OR 97540-6656

Mortgage

Document Number	6559
Date	Feb 28, 2020
Instrument	6559

Lender

Name	ROGUE CU
Address	MEDFORD, OR 97501

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Jul 30, 2018
Property Address	137 N FRONT ST, TALENT, OR 97540-6656
Document Number	0000023714
Instrument Date	Jun 11, 2018
Instrument	2018-023714
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 N FRONT ST, TALENT, OR 97540-6656

Mortgage

Document Number	0000023715
Date	Jul 30, 2018
Instrument	2018-023715

Lender

Name	EVERGREEN FSLA
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.87%
Index	11th District COF
Margin	4
Max Rate	10.8%

Tax Assessment & Valuation

The 2025 property tax bill for 137 N Front St was $3,114, up 2.4% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Talent City
Unified School District	Phoenix-Talent School District 4 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,340 (+3%)	$373,090 (+6.66%) Land $165,240 Building $207,850
2025	$3,114.00 (+2.43%)	$194,510 (+3%) Land $81,090 Building $113,420	$349,810 (+1.04%) Land $165,000 Building $184,810
2024	$3,040.00 (+3.23%)	$188,850 (+3%) Land $78,730 Building $110,120	$346,210 (+12.66%) Land $157,800 Building $188,410
2023	$2,945.00 (+2.72%)	$183,350 (+3%) Land $76,440 Building $106,910	$307,300 (-9.32%) Land $131,640 Building $175,660
2022	$2,867.00	$178,010 Land $74,220 Building $103,790	$338,890 Land $134,970 Building $203,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 137 N Front St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 137 N Front St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TALENT serves 6,293 people · EPA ID OR4100857
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: CenturyLink, Hunter Communications.

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