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137 Montego Dr, Sebring, FL 33870 Property Records

Highlands County property record for 137 Montego Dr, Sebring, FL 33870

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 672 sqft · built 1972
Lot Size0.311 acres (13,567 sqft)
OwnerIndividual Name on Record
Last Sale$6,000 (May 2014)
Tax Bill$653 (2024)
Deeds & MortgagesFeb 2020 Loan Modification
Mar 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNC284909100000080

Property Details

APN / Parcel Number

Primary APNC284909100000080
Alternative APN
  • C-28-34-29-091-0000-0080

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area672 sqft Living Area
1st Floor Area672 sqft
Interior WallsPlywood

Exterior

Year BuiltBuilt 1972
Architectural StyleMobile/Manufactured
Exterior MaterialMetal
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialMetal
Lot Area13,567 sqft (0.311 acres)
Lot Dimensions170 ft deep x 80 ft wide
PorchFinished/Screened Porch
Porch Area160 sqft
Patio Area20 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC284909100000080
Street Address137 MONTEGO DR
CitySEBRING
StateFL
Zip33870-4271
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeM1S
Legal DescriptionRIDGEWOOD ESTATES UNIT II PB 15-PG 34 LOT 8
Legal Range29E
Legal Township34S
Legal Section28
Legal SubdivisionRIDGEWOOD ESTATES
Legal Lot Number8
Legal Unit2
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group1
Census Block1019
Census Tract960900

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2006 FAIRMOUNT CT, SEBRING, FL 33870-6613
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2020Loan Modification, Mortgage
HEARTLAND NAT'L BK
Mar 1, 2019Trustee's Deed, Construction Loan · Line of Credit
HEARTLAND NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2014 · Amount on Record
Deed SaleMay 21, 2014 · Amount on Record
Prior SaleMay 30, 2008 · Amount on Record
Deed Document Number0002429924
Record UpdatedJun 8, 2026

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHIGHLANDS FL
Property Address137 MONTEGO DR, SEBRING, FL 33870-4271
Document Number0001979917
Instrument DateFeb 26, 2020
Transaction TypeMortgage
Record UpdatedApr 23, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address141 FILLMORE AVE LAKE PLACID FL 338529122, LAKE PLACID, FL 33852-9122

Mortgage

Document Number0001979917
DateMar 19, 2020
Book Page002744/001412
Instrument1979917
Lender
NameHEARTLAND NAT'L BK
TypeBank
AddressSEBRING, FL 33870
Agreement
Term12 Months
DueMar 18, 2021

March 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHIGHLANDS FL
Recording DateMar 1, 2019
Property Address137 MONTEGO DR, SEBRING, FL 33870-4271
Book / Page002680 / 000256
Instrument DateFeb 26, 2019
Instrument1930678
Transaction TypeConstruction Loan
Record UpdatedMar 11, 2019

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address141 FILLMORE AVE LAKE PLACID FL 338529122, LAKE PLACID, FL 33852-9122

Mortgage

Document Number0001930678
DateMar 1, 2019
Book Page002680/000256
Instrument1930678
Lender
NameHEARTLAND NAT'L BK
TypeBank
AddressSEBRING, FL 33870
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueFeb 29, 2020
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$38,521 (-2.73%) Land $8,880 Building $29,641$38,521 (-2.73%) Land $8,880 Building $29,641
2024$653.00 (+7.76%)$39,603 (+14.55%) Land $7,770 Building $31,833$39,603 (+14.55%) Land $7,770 Building $31,833
2023$606.00 (+55.38%)$34,574 (+73.08%) Land $4,250 Building $30,324$34,574 (+73.08%) Land $4,250 Building $30,324
2022$390.00$19,976 Land $4,250 Building $15,726$19,976 Land $4,250 Building $15,726

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 53% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber · Cable in parts of the area		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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