137 Main St, White Bluff, TN 37187 Property Records

Dickson County property record for 137 Main St, White Bluff, TN 37187

Property Summary

Property Type	Single Family Home
Details	1 ba · 840 sqft · built 1948
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Sep 2023)
Tax Bill	$696 (2022)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`022096O A 02600`

Property Details

APN / Parcel Number

Primary APN	`022096O A 02600`
Alternative APN	`096O A 02600`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	896 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2011
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Terrain	Rolling
Driveway	Driveway
Porch	Slab
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	137 MAIN ST
City	WHITE BLUFF
State	TN
Zip	37187-9176
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 12, COUNTY AREA: H03
Legal Subdivision	HOUSEHOLD FINANCIAL CENTER INC
Jurisdiction	DICKSON TN
Township / Civil Division	12
Census Block Group	3
Census Block	3021
Census Tract	60300

Owner

Source: Dickson County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	137 MAIN ST, WHITE BLUFF, TN 37187-9176
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage LENDING HAND MORTGAGE LLC
Sep 15, 2023	Warranty Deed, Transfer · Conventional Mortgage LENDING HAND MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Prior Sale	Jun 15, 2004 · Amount on Record
Deed Document Number	2023357531
Deed Book / Page	1562 / 1737
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	137 MAIN ST, WHITE BLUFF, TN 37187-9176
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 MAIN ST, WHITE BLUFF, TN 37187-9176

Mortgage

Document Number	0V16071546
Date	Mar 23, 2026
Book Page	V1607/1546
Instrument	384843

Lender

Name	LENDING HAND MORTGAGE LLC
Type	Mortgage Company
Address	510 LENTZ DR, MADISON, TN 37115

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DICKSON TN
Recording Date	Sep 15, 2023
Property Address	137 MAIN ST, WHITE BLUFF, TN 37187-9176
Document Number	0V15621737
Book / Page	V1562 / 1737
Instrument Date	Sep 6, 2023
Instrument	357531
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	TITLE GROUP OF TENNESSEE, TITLE GROUP OF TENNESSEE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 MAIN ST, WHITE BLUFF, TN 37187-9176

Mortgage

Document Number	0000357532
Date	Sep 15, 2023
Instrument	357532

Lender

Name	LENDING HAND MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Dickson County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Dickson County
Municipality	White Bluff Town
Unified School District	Dickson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,200 (+83.05%) Land $5,525 Building $37,675
2024			$172,800 (+192.88%) Land $22,100 Building $150,700
2022	$696.00	$23,600 Land $4,320 Building $19,280	$59,000 Land $10,800 Building $48,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ignite Broadband Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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