137 Main St, Preston, MD 21655 Property Records

Caroline County property record for 137 Main St, Preston, MD 21655

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,064 sqft · built 1925
Lot Size	0.982 acres (42,759 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jan 2014)
Tax Bill	$5,674 (2026)
Deeds & Mortgages	Jun 2018 Line of Credit Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-005147`

Property Details

APN / Parcel Number

Primary APN	`04-005147`
Alternative APNs	`4005147` `005147`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,064 sqft Total Area
1st Floor Area	260 sqft
Attic	Attic
Attic Area	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	42,759 sqft (0.982 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	260 sqft
Patio Area	342 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	005147
Street Address	137 MAIN ST
City	PRESTON
State	MD
Zip	21655-2229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	42759 SQ FT N/S MAIN ST SISK PLAT
Legal Subdivision	THEODORE E FLETCHER JR
Jurisdiction	CAROLINE MD
Township / Civil Division	4, PRESTON
Census Block Group	2
Census Block	2022
Census Tract	955500

Owner

137 Main St is owned and occupied by two individuals who bought it in January 2014.

Source: Caroline County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	137 MAIN ST, PRESTON, MD 21655-2229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2018	Deed of Trust, Mortgage · Line of Credit HOMESIDE FINANCIAL LLC
Jun 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2014 · Amount on File
Deed Sale	Jan 16, 2014 · Amount on File
Deed Book / Page	1094 / 238
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	137 MAIN ST, PRESTON, MD 21655-2229
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013140106
Date	Jun 13, 2018
Book Page	1314/106

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	137 MAIN ST, PRESTON, MD 21655-2229
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013140091
Date	Jun 13, 2018
Book Page	1314/091

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 137 Main St was $5,674, up 11.5% from the year before.

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Preston Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,674.00 (+11.54%)	$399,000 Land $49,600 Building $349,400	$399,000 Land $49,600 Building $349,400
2025	$5,087.00
2023	$3,754.00	$260,400 Land $49,600 Building $210,800	$260,400 Land $49,600 Building $210,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 137 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 137 Main St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PRESTON serves 750 people · EPA ID MD0050005
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Choptank Fiber.

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