137 Madison St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 137 Madison St, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,064 sqft · built 1923
Lot Size	0.083 acres (3,615 sqft)
Owner	Individual Name on File
Tax Bill	$3,210 (2025)
Deeds & Mortgages	Nov 2022 Transfer Oct 2022 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`018-561-10`

Property Details

APN / Parcel Number

Primary APN	`018-561-10`
Alternative APN	`018-561-10-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
Gross Area	1,244 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,615 sqft (0.083 acres)
Garage Type	Attached
Garage Area	180 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	137 MADISON ST
City	WATSONVILLE
State	CA
Zip	95076-4334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	W H WEEKS
Legal Lot Number	22
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1024
Census Tract	110201

Owner

137 Madison St is owned and occupied by an individual who acquired it in October 2022.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1205, WATSONVILLE, CA 95077-1205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Oct 31, 2022	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage BAY FCU
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 27, 2021	Intrafamily Transfer, Transfer AMROCK INC, AMROCK LLC
Aug 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Dec 19, 2018	Quit Claim Deed, Transfer AMROCK TITLE CA INC
Dec 19, 2018	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 21, 2022
Transfer Doc	0000029717
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 1, 2022
Property Address	137 MADISON ST, WATSONVILLE, CA 95076-4334
Document Number	0000029717
Map Reference	MB 12 PG 12
Instrument Date	Oct 21, 2022
Instrument	2022-0029717
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 1205, WATSONVILLE, CA 95077-1205

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 31, 2022
Property Address	137 MADISON ST, WATSONVILLE, CA 95076-4334
Document Number	0000029560
Map Reference	MB 12 PG 23
Instrument Date	Oct 21, 2022
Instrument	2022-0029560
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1205, WATSONVILLE, CA 95077-1205

Mortgage

Document Number	0000029561
Date	Oct 31, 2022
Instrument	2022-0029561

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2037

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	137 MADISON ST, WATSONVILLE, CA 95076-4334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003946
Date	Feb 3, 2020
Instrument	2020-0003946

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jan 1, 2035

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 27, 2021
Property Address	137 MADISON ST, WATSONVILLE, CA 95076-4334
Document Number	0000044481
Map Reference	MB 12 PG 23
Instrument Date	Oct 24, 2020
Instrument	2021-0044481
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	137 MADISON ST, WATSONVILLE, CA 95076-4334

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 27, 2021
Property Address	137 MADISON ST, WATSONVILLE, CA 95076-4334
Document Number	0000044479
Map Reference	MB 12 PG 23
Instrument Date	Oct 24, 2020
Instrument	2021-0044479
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 MADISON ST, WATSONVILLE, CA 95076-4334

Mortgage

Document Number	0000044480
Date	Aug 27, 2021
Instrument	2021-0044480

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	171 Months
Due	Nov 1, 2035

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 19, 2018
Property Address	137 MADISON ST, WATSONVILLE, CA 95076-4334
Document Number	0000037827
Instrument Date	Dec 11, 2018
Instrument	37827
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	AMROCK TITLE CA INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	137 MADISON ST WATSONVILLE CA 950764334, WATSONVILLE, CA 95076-4334

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 19, 2018
Property Address	137 MADISON ST, WATSONVILLE, CA 95076-4334
Document Number	0000037771
Instrument Date	Dec 11, 2018
Instrument	37771
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	AMROCK TITLE CA INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 MADISON ST WATSONVILLE CA 950764334, WATSONVILLE, CA 95076-4334

Mortgage

Document Number	37772
Date	Dec 19, 2018
Instrument	37772

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 18, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 137 Madison St was $3,210 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,857 (+2%) Land $136,671 Building $114,186
2025	$3,210.00 Homeowner's exemption	$245,938 Land $133,991 Building $111,947
2023	$2,795.00 (+1.86%) Homeowner's exemption	$236,388 Land $128,788 Building $107,600	$581,850
2022	$2,744.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 137 Madison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 137 Madison St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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