St. Louis County property record for 137 Madison Ave, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,104 sqft · built 1960 |
| Lot Size | 0.017 acres (776 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (May 2026) |
| Tax Bill | $3,150 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0158-00040 |
| Primary APN | 010-0158-00040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,104 sqft Gross Area |
| 1st Floor Area | 552 sqft |
| Basement Area | 276 sqft |
| Finished Basement | 276 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 776 sqft (0.017 acres) |
| Garage Area | 220 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 24 sqft |
| Deck Area | 165 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1197258 |
|---|---|
| Street Address | 137 MADISON AVE |
| City | DULUTH |
| State | MN |
| Zip | 55811-5926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIVING UNIT 45D AND GARAGE 45D AND ANUNDIVIDED INTEREST IN THE COMMONS AREA SERIAL # |
| Legal Subdivision | ASPENWOOD CONDOS 8TH SUPPLEMEN |
| Legal Unit | 45 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 400 |
137 Madison Ave is owned and occupied by an individual who bought it in May 2026.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 137 MADISON AVE, DULUTH, MN 55811-5926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Dec 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage REGENT FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2026 · Amount on File |
| Deed Sale | May 12, 2026 · Amount on File |
| Prior Sale | Dec 29, 2020 · Amount on File |
| Deed Document Number | 20261532425 |
| Prior Transfer Date | Aug 5, 2010 |
| Prior Transfer Doc | 0001141635 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 12, 2026 |
| Property Address | 137 MADISON AVE, DULUTH, MN 55811-5926 |
| Document Number | 0001532425 |
| Instrument Date | May 12, 2026 |
| Instrument | 2026.1532425 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $81,658.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 137 MADISON AVE, DULUTH, MN 55811-5926 |
| Document Number | 0001532426, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 2026.1532426 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 29, 2020 |
| Property Address | 137 MADISON AVE, DULUTH, MN 55811-5926 |
| Document Number | 00A1399775 |
| Instrument Date | Dec 18, 2020 |
| Instrument | A1399775 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2021 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $535.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1126 MESABA AVE DULUTH MN 558112708, DULUTH, MN 55811-2708 |
| Document Number | A1399776 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | A1399776 |
| Name | REGENT FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | OMAHA, NE 68124 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 28, 2040 |
The 2026 property tax bill for 137 Madison Ave was $3,150, up 3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,150.00 (+3.01%) | ||
| 2025 | $3,058.00 (+5.81%) | $232,300 (+4.64%) Land $9,200 Building $223,100 | $232,300 (+4.64%) Land $9,200 Building $223,100 |
| 2024 | $2,890.00 | $222,000 Land $21,900 Building $200,100 | $222,000 Land $21,900 Building $200,100 |
| 2022 | $172,600 Land $21,200 Building $151,400 | $172,600 Land $21,200 Building $151,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 137 Madison Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 137 Madison Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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