137 Lake Rd, Westerlo, NY 12193 Property Records

Albany County and Westerlo Town property record for 137 Lake Rd, Westerlo, NY 12193

Property Summary

Property Type	Mobile Home
Details	840 sqft · built 1976
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$92,500 (Oct 2018)
Tax Bill	$2,874 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Jan 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`013800 127.1-1-13`

Property Details

APN / Parcel Number

Primary APN	`013800 127.1-1-13`
Alternative APNs	`380012700100010130000000` `12700100010130000000`

Interior

Building Area	840 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Mobile Home
Lot Area	47,916 sqft (1.1 acres)
Lot Dimensions	216 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12700100010130000000
Street Address	137 LAKE RD
City	WESTERLO
State	NY
Zip	12193
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RDA
Legal Block	1
Legal Lot Number	13.000
Jurisdiction	ALBANY NY
Township / Civil Division	WESTERLO
Census Block Group	1
Census Block	1078
Census Tract	14803

Owner

137 Lake Rd, a mobile home, is owned by two individuals who acquired it in July 2023.

Source: Albany County and Westerlo Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	51 STOCKTON ST, HILLSDALE, NJ 07642-2322
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2018	Deed with Mortgage, Transfer PAUL JR & PAUL III ARAGONA
Jan 3, 2017	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2018 · Amount on File
Deed Sale	Oct 2, 2018 · Amount on File
Prior Sale	Jan 3, 2017
Deed Document Number	201822073
Last Transfer Date	Jul 28, 2023
Transfer Doc	0000013747
Record Updated	Oct 29, 2026

October 2018: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	ALBANY NY
Recording Date	Oct 2, 2018
Property Address	137 LAKE RD, BERNE, NY 12023-4310
Document Number	0020182073
Book / Page	002018 / 022073
Instrument Date	Sep 25, 2018
Instrument	22074
Transaction Type	Transfer
Record Updated	Nov 19, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	137 LAKE RD WESTERLO NY 12193, WESTERLO, NY 12193

Mortgage

Document Number	22074
Date	Oct 2, 2018
Instrument	22074

Lender

Name	PAUL JR & PAUL III ARAGONA
Address	39 ALBANY HILL RD, WESTERLO, NY 12193-1800
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2033

Interest

Rate	5%

January 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	ALBANY NY
Recording Date	Jan 3, 2017
Property Address	137 LAKE RD, BERNE, NY 12023-4310
Document Number	0000000040
Instrument Date	Dec 14, 2016
Instrument	40
Transaction Type	Foreclosure
Record Updated	Feb 15, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 ALBANY HILL RD WESTERLO NY 121931800, WESTERLO, NY 12193-1800

Tax Assessment & Valuation

The 2026 property tax bill for 137 Lake Rd was $2,874, up 48.1% from the year before.

Source: Albany County and Westerlo Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Westerlo Town
Unified School District	Berne-Knox-Westerlo Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,874.00 (+48.14%)
2025	$1,940.00	$950 Land $200 Building $750	$163,793 Land $34,483 Building $129,310
2023		$950 (-) Land $200 Building $750	$148,400 (+17.16%) Land $31,242 Building $117,158
2022		$950 Land $200 Building $750	$126,667 Land $26,667 Building $100,000
2021	$1,856.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 137 Lake Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2005–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 137 Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid-Hudson Cablevision Cable	400 / 25
Starlink Satellite	280 / 30

May also be available: MIDTEL.

Cell Coverage

5G (outdoors only) and 4G LTE

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