137 James W Smith Dr, Tracy, CA 95377 Property Records

San Joaquin County property record for 137 James W Smith Dr, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,799 sqft · built 1998
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Jul 2009)
Tax Bill$3,965 (2026)
Deeds & MortgagesOct 2022 Second Mortgage
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN248-280-900-000

Property Details

APN / Parcel Number

Primary APN248-280-900-000
Alternative APN
  • 248-280-90

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,799 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,000 sqft (0.138 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number248-280-90
Street Address137 JAMES W SMITH DR
CityTRACY
StateCA
Zip95377-7016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 88
Legal SubdivisionGLENBRIAR ESTATES
Legal Block2
Legal Lot Number88
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group2
Census Block2009
Census Tract5219

Owner

137 James W Smith Dr is owned and occupied by an individual who bought it in July 2009.

Source: San Joaquin County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address137 JAMES W SMITH DR, TRACY, CA 95377-7016
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Aug 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Oct 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Oct 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2009 · Amount on File
Deed SaleJul 21, 2009 · Amount on File
Prior SaleJan 12, 2009 · Amount on File
Deed Document Number2009108389
Prior Transfer DateNov 24, 2008
Prior Transfer Doc0000004065
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address137 JAMES W SMITH DR, TRACY, CA 95377-7016
Transaction TypeMortgage
Record UpdatedOct 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address137 JAMES W SMITH DR, TRACY, CA 95377-7016

Mortgage

Document Number0000115198
DateOct 4, 2022
Instrument2022-115198
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressWAYNE, PA 19087
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2052

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address137 JAMES W SMITH DR, TRACY, CA 95377-7016
Transaction TypeMortgage
Record UpdatedAug 30, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address137 JAMES W SMITH DR, TRACY, CA 95377-7016

Mortgage

Document Number0000135534
DateAug 13, 2021
Instrument2021-135534
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address137 JAMES W SMITH DR, TRACY, CA 95377-7016
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE 365 INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address137 JAMES W SMITH DR, TRACY, CA 95377-7016

Mortgage

Document Number0000140111
DateOct 20, 2020
Instrument2020-140111
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address137 JAMES W SMITH DR, TRACY, CA 95377-7016
Document Number0000119722
Instrument DateOct 13, 2019
Transaction TypeMortgage
Record UpdatedNov 11, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address137 JAMES W SMITH DR TRACY CA 953777016, TRACY, CA 95377-7016

Mortgage

Document Number0000119722
DateOct 21, 2019
Instrument119722
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 20, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 137 James W Smith Dr was $3,965 with a homeowner's exemption, up 1.6% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictJefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,965.00 (+1.59%)
2025$3,903.00 Homeowner's exemption$361,409 Land $90,350 Building $271,059
2023$3,713.00 (+1.89%) Homeowner's exemption$347,378 Land $86,843 Building $260,535$736,830
2022$3,644.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 137 James W Smith Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 137 James W Smith Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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