137 Harding Ave, Mount Ephraim, NJ 08059 Property Records

Camden County and Mount Ephraim Borough property record for 137 Harding Ave, Mount Ephraim, NJ 08059

Property Summary

Property Type	Single Family Home
Details	936 sqft · built 1950
Lot Size	0.149 acres (6,499 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Dec 2021)
Tax Bill	$7,371 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-00097-0000-00005-03`

Property Details

APN / Parcel Number

Primary APN	`25-00097-0000-00005-03`
Alternative APNs	`25000970000000050003` `2500097000000005B`

Interior

Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide

Location & Zoning

Old Parcel Number	2500097000000005B
Street Address	137 HARDING AVE
City	MOUNT EPHRAIM
State	NJ
Zip	08059-1529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	97
Legal Lot Number	5.3
Jurisdiction	CAMDEN NJ
Township / Civil Division	MOUNT EPHRAIM
Census Block Group	2
Census Block	2008
Census Tract	605400

Owner

137 Harding Ave is owned and occupied by an individual who bought it in December 2021.

Source: Camden County and Mount Ephraim Borough records, as of July 1, 2026

Owner of Record	Individual Name on File
Mailing Address	137 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1529
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Bargain and Sale Deed, Transfer · VA Mortgage GREENTREE MORTGAGE COMPANY LP
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Sep 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2021 · Amount on File
Deed Sale	Dec 17, 2021 · Amount on File
Prior Sale	Oct 19, 2010 · Amount on File
Deed Document Number	2021107049
Deed Book / Page	11918 / 276
Record Updated	Oct 29, 2026

December 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CAMDEN NJ
Recording Date	Dec 17, 2021
Property Address	137 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1529
Document Number	0000107049
Book / Page	11918 / 276
Instrument Date	Oct 15, 2021
Instrument	2021107049
Transaction Type	Transfer
Record Updated	Jan 26, 2022
Title Company	GUARDIAN SETTLEMENT AGENTS, GUARDIAN SETMNT AGENTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	137 HARDING AVE, 137, MOUNT EPHRAIM, NJ 08059-1529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1529

Mortgage

Document Number	0011918283
Date	Dec 17, 2021
Instrument	11918/283

Lender

Name	GREENTREE MORTGAGE COMPANY LP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	137 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1529
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	EXPERT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027877
Date	Mar 26, 2021
Book Page	11671/940
Instrument	2021027877

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	137 HARDING AVE, MOUNT EPHRAIM, NJ 08059-1529
Document Number	0000069498
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2018
Title Company	NAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	137 HARDING AVE MOUNT EPHRAIM NJ 080591529, MOUNT EPHRAIM, NJ 08059-1529

Mortgage

Document Number	0000069498
Date	Sep 26, 2018
Book Page	010976/001323
Instrument	69498

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 25, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 137 Harding Ave was $7,371, up 2.4% from the year before.

Source: Camden County and Mount Ephraim Borough assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
Municipality	Mount Ephraim Borough
Unified School District	Mount Ephraim Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,800 (-) Land $39,700 Building $98,100	$137,800 (-) Land $39,700 Building $98,100
2025	$7,371.00 (+2.38%)	$137,800 Land $39,700 Building $98,100	$137,800 Land $39,700 Building $98,100
2024	$7,200.00
2023		$137,800 Land $39,700 Building $98,100	$137,800 Land $39,700 Building $98,100
2022	$6,677.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 137 Harding Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1988)
Most Recent Claim	Jul 1988 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 137 Harding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - WESTERN private · serves 274,291 people · EPA ID NJ0327001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Harding Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures