137 Green Cliffs Rd, Sugar Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 137 Green Cliffs Rd, Sugar Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,269 sqft · built 2022
Lot Size0.51 acres (22,216 sqft)
OwnerCompany Name on Record
Last Sale$1,435,000 (Dec 2025)
Tax Bill$5,510 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Sep 2023 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN80578

Property Details

APN / Parcel Number

Primary APN80578
Alternative APNs
  • 18470094496000000
  • 75422

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Building Area3,269 sqft Heated Area
FlooringWood
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Exterior MaterialStone
Foundation TypeFooting
Roof TypeGable
Roof MaterialMetal
Lot Area22,216 sqft (0.51 acres)
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number80578
Street Address137 GREEN CLIFFS RD
CitySUGAR MOUNTAIN
StateNC
Zip28604-0050
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionSM SUGAR POINTE LOT 197 PLAT 40-400
Legal SubdivisionSM SUGAR POINTE
Legal Lot Number197
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1040
Census Tract930200

Owner

Source: Avery County records, as of January 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address1814 LIBERTY RIDGE RD, CONCORD, NC 28025-9141
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Warranty Deed, Transfer · Conventional Mortgage
OCMBC INC
Sep 27, 2023Warranty Deed, Transfer
Jul 21, 2022Warranty Deed, Transfer
Dec 20, 2018Trustee's Deed, Construction Loan · Line of Credit
RE FIN PTRS LTD
Apr 13, 2018Grant Deed, Transfer
WALKER TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 29, 2025 · Amount on Record
Deed SaleDec 29, 2025 · Amount on Record
Prior SaleSep 27, 2023 · Amount on Record
Deed Document Number2025005681
Deed Book / Page616 / 606
Record UpdatedJun 8, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateDec 29, 2025
Property Address137 GREEN CLIFFS RD, SUGAR MOUNTAIN, NC 28604-0050
Document Number0000005681
Book / Page616 / 606
Map ReferenceMB 40 PG 400
Instrument DateDec 18, 2025
Instrument2025005681
Transaction TypeTransfer
Record UpdatedJan 8, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,870.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address550 BOUGAINVILLEA LN, VERO BEACH, FL 32963-1834

Transferred To (Grantee/Buyer)

NameVerified Name
Address1814 LIBERTY RIDGE RD, CONCORD, NC 28025-9141

Mortgage

Document Number0000616608
DateDec 29, 2025
Instrument616/608
Lender
NameOCMBC INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateSep 27, 2023
Property Address137 GREENE RD, NEWLAND, NC 28657-8912
Document Number0000004228
Book / Page592 / 1946
Map ReferenceMB 40 PG 400
Instrument DateSep 21, 2023
Instrument2023004228
Transaction TypeTransfer
Record UpdatedDec 19, 2023

Transaction

AmountAmount Recorded
Tax$2,550.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address759 ECHOTA PKWY, BOONE, NC 28607-8959

Transferred To (Grantee/Buyer)

NameVerified Name
Address560 BOUGAINVILLEA LN, VERO BEACH, FL 32963-1834

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionAVERY NC
Recording DateJul 21, 2022
Property Address137 GREENE RD, NEWLAND, NC 28657-8912
Document Number0000004173
Book / Page579 / 1799
Map ReferenceMB 40 PG 400
Instrument DateJul 21, 2022
Instrument2022004173
Transaction TypeTransfer
Record UpdatedDec 19, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address709 ECHOTA PKWY, BOONE, NC 28607-8959

December 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionAVERY NC
Recording DateDec 20, 2018
Property AddressGREEN CLIFFS RD, NC
Document Number0005271206
Book / Page000527 / 001206
Instrument DateDec 20, 2018
Instrument6520
Transaction TypeConstruction Loan
Record UpdatedJan 3, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address19421 LIVERPOOL PKWY CORNELIUS NC 280316283, CORNELIUS, NC 28031-6283

Mortgage

Document Number5271206
DateDec 20, 2018
Book Page000527/001206
Instrument6520
Lender
NameRE FIN PTRS LTD
AddressTHE WOODLANDS, TX 77380
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueDec 19, 2019
Interest
Rate TypeAdjustable Rate

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionAVERY NC
Recording DateApr 13, 2018
Property AddressGREEN CLIFFS RD, NC
Document Number0005190729
Book / Page000519 / 000729
Instrument DateApr 13, 2018
Instrument2044
Transaction TypeTransfer
Record UpdatedApr 20, 2018
Title CompanyWALKER TITLE

Transaction

AmountAmount Recorded
Tax$1,200.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address19421 LIVERPOOL PKWY CORNELIUS NC 280316283, CORNELIUS, NC 28031-6283
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
MunicipalitySugar Mountain Village
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,510.00$810,300 (+1,520.57%) Land $50,000 Building $760,300$810,300 (+1,520.57%) Land $50,000 Building $760,300
2023$50,001 (+%) Land $50,000 Building $1$50,001 (+%) Land $50,000 Building $1
2022$200.00$50,000 Land $50,000$50,000 Land $50,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Nearby Flood Policies46 in force
Nearby Flood Claims16 (1997–2024)
Claims Outside the SFHA13 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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