137 Ernst Rd, Wilton (Gansevoort), NY 12831 Property Records

Saratoga County and Wilton Town property record for 137 Ernst Rd, Wilton, NY 12831

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,560 sqft · built 1996
Lot Size	1.85 acres (80,586 sqft)
Owner	2 Individual Names on File
Last Sale	$188,000 (Apr 2012)
Tax Bill	$3,206 (2025)
Deeds & Mortgages	Oct 2020 Loan Modification Nov 2020 Sale + 1 more
APN	`415600 127.-2-17`

Property Details

APN / Parcel Number

Primary APN	`415600 127.-2-17`
Alternative APNs	`560012700000020170000000` `5 J00475`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,560 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	80,586 sqft (1.85 acres)
Lot Width	300 ft Width
Garage Type	Detached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	312 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5 J00475
Street Address	137 ERNST RD
City	GANSEVOORT
State	NY
Zip	12831-1449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	2
Legal Lot Number	17.000
Jurisdiction	SARATOGA NY
Township / Civil Division	WILTON
Census Block Group	1
Census Block	1035
Census Tract	60703

Owner

137 Ernst Rd is owned and occupied by two individuals who bought it in April 2012.

Source: Saratoga County and Wilton Town records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	137 ERNST RD, GANSEVOORT, NY 12831-1449
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Loan Modification, Mortgage · Conventional Mortgage HOMEOWNERS ADVANTAGE
Nov 4, 2020	Warranty Deed, Transfer CHICAGO TITLE
Aug 11, 2020	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2012 · Amount on File
Deed Sale	Apr 25, 2012 · Amount on File
Prior Sale	Jan 19, 2012 · Amount on File
Deed Book / Page	2012 / 14835
Record Updated	Oct 29, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SARATOGA NY
Property Address	137 ERNST RD, WILTON, NY 12831-1449
Document Number	0000030637
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 ERNST RD GANSEVOORT NY 128311449, GANSEVOORT, NY 12831-1449

Mortgage

Document Number	0000030637
Date	Nov 4, 2020
Instrument	30637

Lender

Name	HOMEOWNERS ADVANTAGE
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 3, 2035

Interest

Rate Type	Fixed Rate
Rate	2.62%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Nov 4, 2020
Property Address	137 ERNST RD, WILTON, NY 12831-1449
Document Number	0000030634
Instrument Date	Oct 20, 2020
Instrument	2020030634
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 ERNST RD, GANSEVOORT, NY 12831-1449

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	137 ERNST RD, WILTON, NY 12831-1449
Document Number	0000022368
Instrument Date	Aug 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 ERNST RD GANSEVOORT NY 128311449, GANSEVOORT, NY 12831-1449

Mortgage

Document Number	0000022368
Date	Aug 25, 2020
Instrument	22368

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 24, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 137 Ernst Rd was $3,206 with a homeowner's exemption.

Source: Saratoga County and Wilton Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Wilton Town
Unified School District	Saratoga Springs City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,206.00	$190,000 Land $79,600 Building $110,400	$290,121 Land $121,545 Building $168,576
2023		$190,000 Land $79,600 Building $110,400	$263,900 Land $110,560 Building $153,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 137 Ernst Rd; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 137 Ernst Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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