Fremont County property record for 137 Emerald Pl, Howard, CO 81233 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.75 Baths |
| Architecture Style | Ranch |
| Year Built | Built 1998 |
| Square Footage | 1,360 sqft Living Area |
| Lot Size | 91,912 sqft (2.11 acres) |
| Tax Bill | $1,501.00 (2025) |
| Primary APN | R027230 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,360 sqft Living Area |
| Gross Area | 2,320 sqft Gross Area |
| 1st Floor | 1,360 sqft 1st Floor |
| Basement Area | 960 sqft Basement |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch Style |
| Exterior Material | Logs Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 91,912 sqft (2.11 acres) |
| Patio Area | 192 sqft Patio |
| Porch Area | 50 sqft Porch |
| Cabin/Rustic Dwelling | 512 sqft Cabin |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Account Number | R027230 |
|---|---|
| Street Address | 137 EMERALD PL |
| City | HOWARD |
| State | CO |
| Zip | 81233-9205 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 50 ACRES OF IRELAND FIL #2 CONTIGUOUS TO 78018509/R027231 |
| Legal Subdivision | ACRES OF IRELAND |
| Legal Lot Number | 50 |
| Jurisdiction | FREMONT CO |
| Minor Civil Division | COTOPAXI |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 979001 |
Source: Fremont County records · APN R027230
Assessment roll updated May 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 301, HOWARD, CO 81233-0301 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 11, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 07, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Jul 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jul 08, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) PEOPLES HM EQUITY |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT CO |
| Property Address | 137 EMERALD PL, HOWARD, CO 81233-9205 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2022 |
| Title Company | CANTON TITLE, CANYON TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000982735 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 982735 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT CO |
| Property Address | 137 EMERALD PL, HOWARD, CO 81233-9205 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2022 |
| Title Company | CANYON TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000993980 |
|---|---|
| Date | Dec 07, 2020 |
| Instrument | 993980 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT CO |
| Property Address | 137 EMERALD PL, HOWARD, CO 81233-9205 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000952376 |
|---|---|
| Date | Jul 19, 2017 |
| Instrument | 952376 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | RAY, MI 48096 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT CO |
| Property Address | 137 EMERALD PL, HOWARD, CO 81233-9205 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CANYON TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000975320 |
|---|---|
| Date | Jul 08, 2019 |
| Instrument | 975320 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREMONT CO |
| Property Address | 137 EMERALD PL, HOWARD, CO 81233-9205 |
| Document Number | 0000960502 |
| Instrument Date | Mar 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 137 EMERALD PL HOWARD CO 812339205, HOWARD, CO 81233-9205 |
| Document Number | 0000960502 |
|---|---|
| Date | Apr 05, 2018 |
| Instrument | 960502 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 04, 2048 |
Source: Fremont County records · Assessment roll updated May 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Fremont County |
| Unified School District | Fremont RE-3 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,501.00 (+20.85%) | $28,573 (-2.82%) | $457,173 (+4.18%) |
| 2024 | $1,242.00 (-1.58%) | $29,401 (+17.56%) | |
| 2023 | $1,262.00 (+21.35%) | $25,009 (+15.32%) | $438,820 (+40.63%) |
| 2022 | $1,040.00 | $21,687 | $312,039 |
137 Emerald Pl is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Fremont County (08043C), updated October 23, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 70th percentile of exposed land nationally · 64th in Colorado |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 621 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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