137 Elm St, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 137 Elm St, Stoneham, MA 02180

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,020 sqft · built 1900
Lot Size	0.096 acres (4,199 sqft)
Owner	Individual Name on File
Last Sale	$308,000 (Sep 2006)
Tax Bill	$5,072 (2026)
Deeds & Mortgages	Sep 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`STON M:06 B:000 L:160`

Property Details

APN / Parcel Number

Primary APN	`STON M:06 B:000 L:160`
Alternative APN	`6384`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,020 sqft Living Area
Gross Area	1,850 sqft
Basement Area	552 sqft
Unfinished Basement	552 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,199 sqft (0.096 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	6384
Street Address	137 ELM ST
City	STONEHAM
State	MA
Zip	02180-3427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Lot Number	160
Jurisdiction	STONEHAM MA
Township / Civil Division	STONEHAM
Census Block Group	2
Census Block	2004
Census Tract	337101

Owner

137 Elm St is owned and occupied by an individual who bought it in September 2006.

Source: Middlesex County and Stoneham Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	137 ELM ST, STONEHAM, MA 02180-3427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2006 · Amount on File
Deed Sale	Sep 15, 2006 · Amount on File
Prior Sale	Apr 29, 2004 · Amount on File
Deed Document Number	2006177123
Deed Book / Page	48169 / 572
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	137 ELM ST, STONEHAM, MA 02180-3427
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78776-379
Date	Sep 27, 2021
Book Page	78776/379
Instrument	212641

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 137 Elm St was $5,072, up 1.8% from the year before.

Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stoneham Town
Unified School District	Stoneham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,072.00 (+1.79%)	$504,200 (+3.51%) Land $342,000 Building $162,200	$555,180 (-)
2025	$4,983.00 (+4.75%)	$487,100 (+8.44%) Land $324,900 Building $162,200	$555,180 (+9.58%)
2024	$4,757.00 (+3.32%)	$449,200 (+8.29%) Land $299,200 Building $150,000	$506,635
2023	$4,604.00	$414,800 Land $273,600 Building $141,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 137 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 137 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Sep 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Elm St

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