137 E Water St, Muncy, PA 17756 Property Records

Lycoming County property record for 137 E Water St, Muncy, PA 17756

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,796 sqft · built 1901
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$106,000 (Feb 2018)
Tax Bill	$2,566 (2026)
Deeds & Mortgages	Jan 2023 Second Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`39-002-519`

Property Details

APN / Parcel Number

Primary APN	`39-002-519`
Alternative APNs	`39+,002.0-0519.00-000+` `392519`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,796 sqft Living Area
Basement Area	834 sqft
Unfinished Basement	834 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Exterior Material	Vinyl
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	175 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	137 E WATER ST
City	MUNCY
State	PA
Zip	17756-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	4RER
Jurisdiction	LYCOMING PA
Township / Civil Division	MUNCY
Census Block Group	6
Census Block	6028
Census Tract	10800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Muncy Historic District listed 1980 · 298 contributing resources · NRIS 80003570

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

137 E Water St is owned and occupied by an individual who bought it in February 2018.

Source: Lycoming County records, as of May 7, 2026

Owner of Record	Individual Name on File
Mailing Address	137 E WATER ST, MUNCY, PA 17756-1119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Feb 6, 2018	Deed, Transfer · Conventional Mortgage E MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2018 · Amount on File
Deed Sale	Feb 6, 2018 · Amount on File
Prior Sale	Jul 20, 2012 · Amount on File
Deed Document Number	20181375
Deed Book / Page	9153 / 1236
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYCOMING PA
Property Address	137 E WATER ST, MUNCY, PA 17756-1119
Transaction Type	Mortgage
Record Updated	Feb 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 E WATER ST, MUNCY, PA 17756-1119

Mortgage

Document Number	009300/432
Date	Jan 12, 2023
Book Page	9300/432
Instrument	202300000436

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2048

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LYCOMING PA
Recording Date	Feb 6, 2018
Property Address	137 E WATER ST, MUNCY, PA 17756-1119
Document Number	09153/1236
Book / Page	9153 / 1236
Instrument Date	Jan 5, 2018
Instrument	201800001375
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	ABSOLUTE TITLE, ABSOLUTE TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 E WATER ST, MUNCY, PA 17756-1119

Mortgage

Document Number	201800001376
Date	Feb 6, 2018
Instrument	201800001376

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 137 E Water St was $2,566.

Source: Lycoming County assessment roll, as of May 7, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lycoming County
Municipality	Muncy Borough
Unified School District	Muncy School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,566.00	$87,690 Land $20,000 Building $67,690
2024	$2,500.00	$87,690 (-) Land $20,000 Building $67,690
2023	$2,500.00	$87,690 Land $20,000 Building $67,690
2004			$87,690 Land $20,000 Building $67,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 137 E Water St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	380 (1979–2018)
Claims Outside the SFHA	5 of 380
Most Recent Claim	Aug 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2018 · 101 claims Tropical Storm Lee, Sep 2011 · 84 claims Tropical Depression Ivan, Sep 2004 · 78 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 137 E Water St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNCY BOROUGH WATER COMPANY serves 2,900 people · EPA ID PA4410165
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	890 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: River Valley Internet.

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