137 E Tyler St, Oswego, IL 60543 Property Records

Kendall County property record for 137 E Tyler St, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 804 sqft · built 1921
Lot Size	0.252 acres (10,986 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Sep 2025)
Tax Bill	$4,342 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-17-386-009`

Property Details

APN / Parcel Number

Primary APN	`03-17-386-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	804 sqft Living Area
Gross Area	1,824 sqft
1st Floor Area	804 sqft
Basement Area	804 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,986 sqft (0.252 acres)
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	137 E TYLER ST
City	OSWEGO
State	IL
Zip	60543-8617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 & N WLY 20 LT 8 BLK 1 DYGERTS AD VILLAGE OF OSWEGO
Legal Subdivision	DYGERTS ADD
Legal Block	1
Legal Lot Number	7,8
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2035
Census Tract	890106

Owner

137 E Tyler St is owned by two individuals who bought it in September 2025.

Source: Kendall County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26731 S OVERLAND DR, CHANNAHON, IL 60410-5386
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 29, 2025	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE TRUST & SAVINGS
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HSNG DEV AUTHORITY
Dec 23, 2019	Warranty Deed, Transfer · Conventional Mortgage OLD SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2025 · Amount on File
Deed Sale	Sep 29, 2025 · Amount on File
Prior Sale	Dec 23, 2019 · Amount on File
Deed Document Number	202512527
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	137 E TYLER ST, OSWEGO, IL 60543-8617
Transaction Type	Mortgage
Record Updated	Oct 14, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033411
Date	Dec 27, 2021
Instrument	202100033411

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Sep 29, 2025
Property Address	137 E TYLER ST, OSWEGO, IL 60543-8617
Document Number	0000012527
Instrument Date	Sep 9, 2025
Instrument	202500012527
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	137 E TYLER ST, OSWEGO, IL 60543-8617

Mortgage

Document Number	0000012528
Date	Sep 29, 2025
Instrument	202500012528

Lender

Name	NORTH SHORE TRUST & SAVINGS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	137 E TYLER ST, OSWEGO, IL 60543-8617
Document Number	0000019830
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 E TYLER ST OSWEGO IL 605438617, OSWEGO, IL 60543-8617

Mortgage

Document Number	0000019830
Date	Dec 23, 2019
Instrument	19830

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Dec 23, 2019
Property Address	137 E TYLER ST, OSWEGO, IL 60543-8617
Document Number	0000019828
Instrument Date	Dec 10, 2019
Instrument	201900019828
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1846 N LINCOLN AVE, 1846, CHICAGO XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 E TYLER ST, OSWEGO, IL 60543-8617

Mortgage

Document Number	0000019829
Date	Dec 23, 2019
Instrument	201900019829

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Mortgage

Document Number	0000019830
Date	Dec 23, 2019
Instrument	201900019830

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	CHICAGO, IL 60601

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$68,955 (+15%) Land $27,928 Building $41,027	$206,865 (+15%) Land $83,784 Building $123,081
2024	$4,342.00	$59,961 Land $24,285 Building $35,676	$179,883 Land $72,855 Building $107,028
2022		$47,816 Land $19,366 Building $28,450	$143,448 Land $58,098 Building $85,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 137 E Tyler St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 137 E Tyler St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO serves 38,169 people · EPA ID IL0930150
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on E Tyler St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures