137 E Miner St, Wataga, IL 61488 Property Records

Knox County property record for 137 E Miner St, Wataga, IL 61488

Property Summary

Property Type	Single Family Home
Details	1,152 sqft · built 1981
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$4,017 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-16-451-012`

Property Details

APN / Parcel Number

Primary APN	`06-16-451-012`

Interior

Stories	1 Story
Building Area	1,152 sqft Base Area
1st Floor Area	1,152 sqft
Basement Area	1,152 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	99 ft deep x 99 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	137 E MINER ST
City	WATAGA
State	IL
Zip	61488-9455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 LOT 4 BLK 15 VILLAGE OF WATAGA
Legal Subdivision	VILLAGE WATAGA
Legal Block	15
Legal Lot Number	4
Jurisdiction	KNOX IL
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3057
Census Tract	200

Owner

137 E Miner St is owned and occupied by an individual.

Source: Knox County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	137 E MINER ST, WATAGA, IL 61488-9455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage CONNEXUS CU
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE CU
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE CU
Dec 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE CU
Dec 21, 2017	Deed of Trust, Mortgage · Line of Credit HERITAGE CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	137 E MINER ST, WATAGA, IL 61488-9455
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	WESTERN ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001103661
Date	Jan 20, 2026
Instrument	1103661

Lender

Name	CONNEXUS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2020
Change Frequency	3 Years
Min Rate At Change	3.95%
Max Rate At Change	7.25%
Index	3-Year CMT
Max Rate	11.2%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	137 E MINER ST, WATAGA, IL 61488-9455
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001077771
Date	Feb 7, 2022
Instrument	1077771

Lender

Name	HERITAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	264 Months
Due	Feb 28, 2044

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	137 E MINER ST, WATAGA, IL 61488-9455
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001066906
Date	Oct 16, 2020
Instrument	1066906

Lender

Name	HERITAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	264 Months
Due	Oct 28, 2042

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	137 E MINER ST, WATAGA, IL 61488-9455
Document Number	0001046097
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	WESTERN ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	137 E MINER ST WATAGA IL 614889455, WATAGA, IL 61488-9455

Mortgage

Document Number	0001046097
Date	Jan 10, 2018
Instrument	1046097

Lender

Name	HERITAGE CU
Type	Credit Union
Address	MADISON, WI 53704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 9, 2028

Interest

Rate Type	Fixed Rate
Rate	3.37%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX IL
Property Address	137 E MINER ST, WATAGA, IL 61488-9455
Document Number	0001046100
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	WESTERN ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	137 E MINER ST WATAGA IL 614889455, WATAGA, IL 61488-9455

Mortgage

Document Number	0001046100
Date	Jan 10, 2018
Instrument	1046100

Lender

Name	HERITAGE CU
Type	Credit Union
Address	MADISON, WI 53704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 9, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 137 E Miner St was $4,017 with a homeowner's exemption.

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Knox County
County Subdivision	Sparta Township
Municipality	Wataga Village
Unified School District	ROWVA Community Unit School District 208 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,017.00	$55,300 Land $3,290 Building $52,010	$165,900 Land $9,870 Building $156,030
2022	$3,168.00	$43,690 Land $2,590 Building $41,100	$131,070 Land $7,770 Building $123,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 137 E Miner St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 137 E Miner St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATAGA serves 965 people · EPA ID IL0950600
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Oneida Network Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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