137 E Main St, Cardington, OH 43315 Property Records

Morrow County property record for 137 E Main St, Cardington, OH 43315

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,939 sqft · built 1900
Lot Size	0.227 acres (9,888 sqft)
Owner	Individual Name on Record
Last Sale	$98,000 (May 2018)
Tax Bill	$3,709 (2025)
Deeds & Mortgages	May 2013 Line of Credit May 2018 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C09-015-00-032-00`

Property Details

APN / Parcel Number

Primary APN	`C09-015-00-032-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,939 sqft Living Area
Gross Area	3,049 sqft
1st Floor Area	2,928 sqft
Upper Floors Area	475 sqft
Basement Area	713 sqft
Unfinished Basement	713 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	9,888 sqft (0.227 acres)
Lot Dimensions	198 ft deep x 50 ft wide
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	359 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	137 E MAIN ST
City	CARDINGTON
State	OH
Zip	43315-1115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 26 RTS:0
Legal Lot Number	26
Jurisdiction	MORROW OH
Township / Civil Division	CARDINGTON
Census Block Group	3
Census Block	3006
Census Tract	965300

Owner

Source: Morrow County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	137 E MAIN ST, CARDINGTON, OH 43315-1115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2013	Deed of Trust, Mortgage · Line of Credit FIRST KNOX NATIONAL BANK DIVISION OF THE
May 7, 2018	Warranty Deed, Transfer NOIC HOME MORTGAGE LENDER
Dec 13, 2017	Sheriff's Deed, Foreclosure
Oct 1, 2013	Warranty Deed, Transfer · Stand-Alone First Mortgage HALLMARK HOME MORTGAGE LLC
Apr 25, 2012	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2018 · Amount on Record
Deed Sale	May 7, 2018 · Amount on Record
Prior Sale	Dec 13, 2017 · Amount on Record
Deed Document Number	2018381343
Deed Book / Page	920 / 488
Record Updated	Sep 20, 2026

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORROW OH
Property Address	137 E MAIN ST, CARDINGTON, OH 43315-1115
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3707 COUNTY ROAD 24, CARDINGTON, OH 43315-9213

Mortgage

Document Number	000793/679
Date	May 15, 2013
Book Page	793/679
Instrument	353489

Lender

Name	FIRST KNOX NATIONAL BANK DIVISION OF THE
Type	Seller
Address	1 S MAIN ST, MOUNT VERNON, OH 43050

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORROW OH
Recording Date	May 7, 2018
Property Address	137 E MAIN ST, CARDINGTON, OH 43315-1115
Document Number	000920/488
Book / Page	920 / 488
Instrument	000000381343
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 E MAIN ST, CARDINGTON, OH 43315-1115

Mortgage

Document Number	0000000920/0000000492
Date	May 7, 2018
Book Page	0000000920/0000000492
Instrument	000000381344

Lender

Name	NOIC HOME MORTGAGE LENDER

Agreement

Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2048

December 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MORROW OH
Recording Date	Dec 13, 2017
Property Address	137 E MAIN ST, CARDINGTON, OH 43315-1115
Document Number	000910/086
Book / Page	910 / 086
Instrument	000000379145
Transaction Type	Foreclosure
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3043 TOWNSGATE RD # 200, 200, WESTLAKE VILLAGE, CA 91361-3027

October 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORROW OH
Recording Date	Oct 1, 2013
Property Address	137 E MAIN ST, CARDINGTON, OH 43315-1115
Document Number	000804/513
Book / Page	804 / 513
Instrument Date	Sep 30, 2013
Instrument	355882
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 E MAIN ST, CARDINGTON, OH 43315-1115

Mortgage

Document Number	000804/514
Date	Oct 1, 2013
Book Page	804/514
Instrument	355883

Lender

Name	HALLMARK HOME MORTGAGE LLC
Address	FORT WAYNE, IN 46825

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2043

April 2012: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MORROW OH
Recording Date	Apr 25, 2012
Property Address	137 E MAIN ST, CARDINGTON, OH 43315-1115
Document Number	000765/291
Book / Page	765 / 291
Instrument Date	Feb 28, 2012
Instrument	347175
Transaction Type	Foreclosure
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 TECHNOLOGY DR, O FALLON, MO 63368-2239
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Morrow County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Morrow County
County Subdivision	Cardington Township
Municipality	Cardington Village
Unified School District	Cardington-Lincoln Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$168,900 (-) Land $15,700 Building $153,200
2025	$3,709.00 (+45.39%) Homeowner's exemption	$59,120 (-) Land $5,500 Building $53,620
2023	$2,551.00 (+15.27%)	$59,120 (+29.51%) Land $5,500 Building $53,620	$168,900 (+29.52%) Land $15,700 Building $153,200
2022	$2,213.00	$45,650 Land $4,380 Building $41,270
2020			$130,400 Land $12,500 Building $117,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARDINGTON VILLAGE PWS serves 2,079 people · EPA ID OH5900112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smart Way Communications.

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