137 E Esperanza Ave, McAllen, TX 78501 Property Records

Hidalgo County property record for 137 E Esperanza Ave, McAllen, TX 78501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,556 sqft · built 1979
Lot Size	0.17 acres (7,440 sqft)
Owner	Individual Name on Record
Tax Bill	$996 (2024)
Deeds & Mortgages	Oct 2022 Mortgage Dec 2018 Transfer + 1 more
APN	`W660000000006800`

Property Details

APN / Parcel Number

Primary APN	`W660000000006800`
Alternative APNs	`R329515` `329515`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,556 sqft Living Area
1st Floor Area	1,556 sqft
Utility Area	80 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1999
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,440 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 62 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	20 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	W660000000006800
Old Parcel Number	R329515
Street Address	137 E ESPERANZA AVE
City	MCALLEN
State	TX
Zip	78501-9426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	WINDFERN LOT 68
Legal Subdivision	WINDFERN - SML
Legal Lot Number	68
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	2
Census Block	2007
Census Tract	20907

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hidalgo County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	137 E ESPERANZA AVE, MCALLEN, TX 78501-9426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage SECURITY FIRST FCU
Dec 3, 2018	Affidavit of Death, Transfer EDWARDS ABSTRACT AND TITLE COMPANY, EDWARDS ABS & TITLE CO
Dec 3, 2018	Vendor's Lien, Transfer · ARM LONE STAR NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2018
Deed Sale	Dec 3, 2018
Deed Document Number	2969272
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	137 E ESPERANZA AVE, MCALLEN, TX 78501-9426
Transaction Type	Mortgage
Record Updated	Nov 17, 2022
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003393568
Date	Oct 31, 2022
Instrument	3393568

Lender

Name	SECURITY FIRST FCU
Type	Credit Union
Address	EDINBURG, TX 78539

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

December 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HIDALGO TX
Recording Date	Dec 3, 2018
Property Address	137 E ESPERANZA AVE, MCALLEN, TX 78501-9426
Document Number	0002969270
Instrument Date	Nov 29, 2018
Instrument	2969270
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	EDWARDS ABSTRACT AND TITLE COMPANY, EDWARDS ABS & TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 E ESPERANZA AVE MCALLEN TX 785019426, MCALLEN, TX 78501-9426

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Dec 3, 2018
Property Address	137 E ESPERANZA AVE, MCALLEN, TX 78501-9426
Document Number	0002969272
Map Reference	VOL 2 PG 174
Instrument Date	Nov 28, 2018
Instrument	2969272
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	EDWARDS ABSTRACT AND TITLE C

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1001 S E ST FERN AVEB209, 1001, MCALLEN, TX 78501-1118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 E ESPERANZA AVE, MCALLEN, TX 78501-9426

Mortgage

Document Number	0002969273
Date	Dec 3, 2018
Instrument	2969273

Lender

Name	LONE STAR NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	300 Months
Due	Dec 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Dec 1, 2023
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	7.75%
Index	11th District COF
Margin	4
Max Rate	9.75%

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	McAllen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$183,013 (+21%) Land $52,080 Building $146,602	$198,682 (+9.17%) Land $52,080 Building $146,602
2024	$996.00 (-57.11%)
2023	$2,322.00 (+34.22%) Homeowner's exemption Senior Citizen's exemption	$151,250 Land $46,872 Building $135,128	$182,000 Land $46,872 Building $135,128
2022	$1,730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, Smartcom Telephone, Verizon, VTX Communications.

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